1st Franklin Financial
Orangeburg
Orangeburg
1st Franklin Financial Orangeburg
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2561 North Road
Orangeburg, SC 29118
US
(803) 531-5047(803) 531-5047
Serving Orangeburg since 1993!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Mar 25, 2022
5 out of 5




Mar 16, 2022
5 out of 5




Jun 7, 2021
We look forward to serving you in a future visit, Jacob!
Response from 1st Franklin Financial
5 out of 5




Feb 18, 2021
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
4 out of 5




Mar 8, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
4 out of 5




Mar 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for reviewing our Orangeburg office!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Reviews like this fuel our hearts and make us try better every single day.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5




Oct 29, 2019
Thank you so much for taking the time to write such a nice review.
Response from 1st Franklin Financial
5 out of 5




Oct 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
We are happy to provide you with great service, Lori!
Response from 1st Franklin Financial