1st Franklin Financial
North Charleston

1st Franklin Financial North Charleston

4.7 out of 5.0

27 Reviews

Leave a Review

4.7 out of 5.0

27 Reviews

Leave a Review

Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

8988 University Blvd

Suite 106

North Charleston

SC 29406

(843) 824-5550(843) 824-5550

Serving North Charleston since 2003!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	Closed
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Joe’s Truck Accessories – Summerville

(843) 377-0830

See Offers

Joe’s Truck Accessories – North Charleston

(843) 906-0375

See Offers

Recent Reviews

4.7 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Feb 28, 2022

James D

5 out of 5

Sep 14, 2021

Thank yall for helping me in my time of need best staff an very friendly great pleasure doing business with them thank yall

Harold p

Hello, Harold! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.

Response from 1st Franklin Financial

5 out of 5

Oct 21, 2020

So love this place have been dealing with them for years Mrs.Susan is the best. Always on time when I need her

Shamarla Stafford

We are so glad our efforts are paying off and you had the opportunity to experience excellent service.

Response from 1st Franklin Financial

1 out of 5

Mar 6, 2020

Honestly, I accepted the account at the time b/c being a single mother I needed it...but when I needed you the most, although I knew my credit and debt to ratio was messed up...I did not receive a call the day of or after giving me my status or results...I called the day after, I was left on hold until I hung up...2 days later after I reached out, I received a phone call requesting information...and again, no response until email...after I pay you guys off, I will never reborrow or send any clients your way...

Yolanda C.

Yolanda, we are disappointed to hear about your experience and would like to discuss it with you offline due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Beautiful people to work with.never had a complaint.

Yvonne E.

Come visit us soon. You can count on every one of us doing our best!

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Excellent customer service. They were very patient and understanding.

Emmanuel R.

It is great to know that we were able to provide you with the highest levels of service.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Excellent customer services thanks

Shirley S.

Our objective is that every customer that walks through our doors is able to have a similar experience.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great customer service

Shari E.

Words do not suffice to express how grateful we are for your review.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great customer service, very helpful when you're in a bind

Megan B.

We look forward to your next visit and will once again work hard to earn your endorsement.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Susan and Daniel go out of their way to meet my needs. Very customer service oriented.

Joyce T.

We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.

Response from 1st Franklin Financial

4 out of 5

Mar 5, 2020

Excellent service good people

David C.

Our goal is to provide customers with superior service that exceeds their expectations.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Excellent customer service

Jennie D.

We look forward to serving you in a future visit.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service especially Susan, she is great

Lavinia B.

Thank you for your kind review of our North Charleston staff member!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great service and willing to help anyway possible.

Clarke P.

We are so glad our efforts are paying off and you had the opportunity to experience superior service.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Excellent customer service, very caring, friendly, patience, loving & understanding thank you all & God Bless 🥰

Shirley S.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Everyone is real friendly. They know how to take care of their customers.

Lelia W.

We are delighted that we were able to be all that you expected us to be.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Service has been excellent.

Brenda G.

Know that we are here to serve you and will always try our best.

Response from 1st Franklin Financial

2 out of 5

Mar 3, 2020

I wouldnt do another loan was forced into accepting a extra insurance which I knew I didnt need, but was told I had to then told after I question it "o she misunderstood no you did not. I paid for something I knew I did not need nor did I want.

Angela H.

Thank you for your feedback, Angela. We would like to discuss your review with you offline, due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

I enjoy dealing with people who understand the finances situations and willing to work with the individuals.whenever I need money again I will not hesitate to come back to you’ll.Thank you.

Yvonne E.

Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

I love the people at first financial. They are great

Alisha C.

Thank you for giving us a try!

Response from 1st Franklin Financial

See All ReviewsSee Less Reviews