1st Franklin Financial
North Charleston
North Charleston
1st Franklin Financial North Charleston
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
8988 University Blvd
Suite 106
North Charleston, SC 29406
US
(843) 824-5550(843) 824-5550
Serving North Charleston since 2003!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
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5 Star
5 out of 5




Feb 28, 2022
5 out of 5




Sep 14, 2021
Hello, Harold! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5




Oct 21, 2020
We are so glad our efforts are paying off and you had the opportunity to experience excellent service.
Response from 1st Franklin Financial
1 out of 5




Mar 6, 2020
Yolanda, we are disappointed to hear about your experience and would like to discuss it with you offline due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
It is great to know that we were able to provide you with the highest levels of service.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
4 out of 5




Mar 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for your kind review of our North Charleston staff member!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
2 out of 5




Mar 3, 2020
Thank you for your feedback, Angela. We would like to discuss your review with you offline, due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for giving us a try!
Response from 1st Franklin Financial