Branch Locations
1st Franklin Financial
North Charleston
North Charleston
1st Franklin Financial North Charleston
4.6 out of 5.0
4.6 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
8988 University Blvd
Suite 106
North Charleston, SC 29406
US
(843) 824-5550(843) 824-5550
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(24 Reviews)1.0 out of 5.0
March 6, 2020
Honestly, I accepted the account at the time b/c being a single mother I needed it...but when I needed you the most, although I knew my credit and debt to ratio was messed up...I did not receive a call the day of or after giving me my status or results...I called the day after, I was left on hold until I hung up...2 days later after I reached out, I received a phone call requesting information...and again, no response until email...after I pay you guys off, I will never reborrow or send any clients your way...
Yolanda C.
Response from 1st Franklin Financial
March 6, 2020
Yolanda, we are disappointed to hear about your experience and would like to discuss it with you offline due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
5.0 out of 5.0
March 6, 2020
Beautiful people to work with.never had a complaint.
Yvonne E.
Response from 1st Franklin Financial
March 6, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 6, 2020
Excellent customer service. They were very patient and understanding.
Emmanuel R.
Response from 1st Franklin Financial
March 6, 2020
It is great to know that we were able to provide you with the highest levels of service.
5.0 out of 5.0
March 6, 2020
Excellent customer services thanks
Shirley S.
Response from 1st Franklin Financial
March 6, 2020
Our objective is that every customer that walks through our doors is able to have a similar experience.
5.0 out of 5.0
March 6, 2020
Great customer service
Shari E.
Response from 1st Franklin Financial
March 6, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 6, 2020
Great customer service, very helpful when you're in a bind
Megan B.
Response from 1st Franklin Financial
March 6, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 5, 2020
Susan and Daniel go out of their way to meet my needs. Very customer service oriented.
Joyce T.
Response from 1st Franklin Financial
March 5, 2020
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
4.0 out of 5.0
March 5, 2020
Excellent service good people
David C.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Excellent customer service
Jennie D.
Response from 1st Franklin Financial
March 5, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0
March 5, 2020
Great customer service especially Susan, she is great
Lavinia B.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind review of our North Charleston staff member!
5.0 out of 5.0
March 4, 2020
Great service and willing to help anyway possible.
Clarke P.
Response from 1st Franklin Financial
March 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0
March 4, 2020
Excellent customer service, very caring, friendly, patience, loving & understanding thank you all & God Bless 🥰
Shirley S.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Everyone is real friendly. They know how to take care of their customers.
Lelia W.
Response from 1st Franklin Financial
March 4, 2020
We are delighted that we were able to be all that you expected us to be.
5.0 out of 5.0
March 4, 2020
Service has been excellent.
Brenda G.
Response from 1st Franklin Financial
March 4, 2020
Know that we are here to serve you and will always try our best.
2.0 out of 5.0
March 3, 2020
I wouldnt do another loan was forced into accepting a extra insurance which I knew I didnt need, but was told I had to then told after I question it "o she misunderstood no you did not. I paid for something I knew I did not need nor did I want.
Angela H.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, Angela. We would like to discuss your review with you offline, due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
5.0 out of 5.0
March 3, 2020
I enjoy dealing with people who understand the finances situations and willing to work with the individuals.whenever I need money again I will not hesitate to come back to you’ll.Thank you.
Yvonne E.
Response from 1st Franklin Financial
March 3, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 3, 2020
I love the people at first financial. They are great
Alisha C.
Response from 1st Franklin Financial
March 3, 2020
Thank you for giving us a try!
5.0 out of 5.0
March 3, 2020
Great service
Barbara M.
Response from 1st Franklin Financial
March 3, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 3, 2020
Everyone is very caring. You can tell they really care for their customers.’
Jo H.
Response from 1st Franklin Financial
March 3, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 3, 2020
I have dealt with several finance companies and this one is by far the best.
Dreama W.
Response from 1st Franklin Financial
March 3, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Displaying 1 out of 20 reviews