1st Franklin Financial
North Charleston
1st Franklin Financial North Charleston
4.6 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
8988 University Blvd
Suite 106
North Charleston, SC 29406
US
(843) 824-5550(843) 824-5550

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 out of 5full starfull starfull starfull starfull star
Oct 21, 2020
So love this place have been dealing with them for years Mrs.Susan is the best. Always on time when I need her
Shamarla Stafford
We are so glad our efforts are paying off and you had the opportunity to experience excellent service.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 6, 2020
Honestly, I accepted the account at the time b/c being a single mother I needed it...but when I needed you the most, although I knew my credit and debt to ratio was messed up...I did not receive a call the day of or after giving me my status or results...I called the day after, I was left on hold until I hung up...2 days later after I reached out, I received a phone call requesting information...and again, no response until email...after I pay you guys off, I will never reborrow or send any clients your way...
Yolanda C.
Yolanda, we are disappointed to hear about your experience and would like to discuss it with you offline due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Beautiful people to work with.never had a complaint.
Yvonne E.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Excellent customer service. They were very patient and understanding.
Emmanuel R.
It is great to know that we were able to provide you with the highest levels of service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Excellent customer services thanks
Shirley S.
Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service
Shari E.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service, very helpful when you're in a bind
Megan B.
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Susan and Daniel go out of their way to meet my needs. Very customer service oriented.
Joyce T.
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Excellent service good people
David C.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service
Jennie D.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service especially Susan, she is great
Lavinia B.
Thank you for your kind review of our North Charleston staff member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service and willing to help anyway possible.
Clarke P.
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service, very caring, friendly, patience, loving & understanding thank you all & God Bless 🥰
Shirley S.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone is real friendly. They know how to take care of their customers.
Lelia W.
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Service has been excellent.
Brenda G.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Mar 3, 2020
I wouldnt do another loan was forced into accepting a extra insurance which I knew I didnt need, but was told I had to then told after I question it "o she misunderstood no you did not. I paid for something I knew I did not need nor did I want.
Angela H.
Thank you for your feedback, Angela. We would like to discuss your review with you offline, due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I enjoy dealing with people who understand the finances situations and willing to work with the individuals.whenever I need money again I will not hesitate to come back to you’ll.Thank you.
Yvonne E.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I love the people at first financial. They are great
Alisha C.
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service
Barbara M.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone is very caring. You can tell they really care for their customers.’
Jo H.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial