Branch Locations
1st Franklin Financial
Lexington
Lexington
1st Franklin Financial Lexington
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
205 N Columbia Avenue
Lexington, SC 29072
US
(803) 356-5610(803) 356-5610
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(26 Reviews)5.0 out of 5.0
March 6, 2020
Great customer service friendly employees always asking is there anything else we can help you with always a pleasure to speak to one of the great employees when calling in to make a payment!!! Great Manager!!!
Johnnie W.
Response from 1st Franklin Financial
March 6, 2020
Your review is valuable to us as we shape our customer strategy and useful to other community members trying to decide if we are a good fit for their needs.
5.0 out of 5.0
March 6, 2020
Had answers quickly and in and out quick. Very professional.
Mary K.
Response from 1st Franklin Financial
March 6, 2020
Know that we are hard at work finding ways to do things better every single time.
5.0 out of 5.0
March 5, 2020
Great customer service
Robert G.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Robert!
5.0 out of 5.0
March 5, 2020
Great customer service
Wayne D.
Response from 1st Franklin Financial
March 5, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 5, 2020
Wonderful experience
Very cordial staff
Sandra H.
Response from 1st Franklin Financial
March 5, 2020
We are so glad to hear you had an excellent service experience.
5.0 out of 5.0
March 5, 2020
K
William M.
Response from 1st Franklin Financial
March 5, 2020
Thank you for rating our Lexington office!
5.0 out of 5.0
March 5, 2020
Wonderful customer service
Lydia R.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great service, great staff👍
Simon G.
Response from 1st Franklin Financial
March 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience great service.
5.0 out of 5.0
March 4, 2020
Great customer experience
Robert G.
Response from 1st Franklin Financial
March 4, 2020
We are glad to know your experience was positive.
5.0 out of 5.0
March 4, 2020
The staff is always nice and easy to do business with.
Clarice H.
Response from 1st Franklin Financial
March 4, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 4, 2020
The ladies at the Lexington,SC office are great
ladies to work with. They really care about their
customers.
Ricky S.
Response from 1st Franklin Financial
March 4, 2020
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
5.0 out of 5.0
March 4, 2020
Super nice ladies that work there. Excellent service.
William M.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us.
5.0 out of 5.0
March 4, 2020
Excellent customer service. Always top notch!
Jerry M.
Response from 1st Franklin Financial
March 4, 2020
We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 3, 2020
Excellent staff at Lexington office ⭐️⭐️⭐️
Katrina G.
Response from 1st Franklin Financial
March 3, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 3, 2020
Excellent staff!!
David E.
Response from 1st Franklin Financial
March 3, 2020
We are thankful for your time and your willingness to write a review about our Lexington staff.
5.0 out of 5.0
March 3, 2020
Great customer service
Steven H.
Response from 1st Franklin Financial
March 3, 2020
Thank you for giving us a try!
1.0 out of 5.0
March 3, 2020
Horrible!!
Jamie P.
Response from 1st Franklin Financial
March 3, 2020
If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
5.0 out of 5.0
March 3, 2020
Awesome customer service, very personable employees.
April S.
Response from 1st Franklin Financial
March 3, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 3, 2020
Pamela and judy are great
William M.
Response from 1st Franklin Financial
March 3, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 3, 2020
Very friendly and easy to work with.
Junara M.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you.
Displaying 1 out of 20 reviews