Branch Locations
1st Franklin Financial
Lancaster
Lancaster
1st Franklin Financial Lancaster
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1123 Hwy 9 Bypass West
Suite D
Lancaster, SC 29720
US
(803) 283-1933(803) 283-1933
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(12 Reviews)5.0 out of 5.0
October 20, 2020
Excellent customer service. Been with them for years
Lisa B
Response from 1st Franklin Financial
October 20, 2020
Hey, Lisa! Thank you for being such a loyal, long-time customer!
5.0 out of 5.0
September 3, 2020
I called them up asked a few questions and They said they were gonna do everything they could to help me. They were so nice and cordial they made borrowing so easy and explain the terms and conditions, they asked if there was anything else.... very appreciated of the customer service they provided.
Barry T
Response from 1st Franklin Financial
September 3, 2020
Hello, Barry! We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 5, 2020
Awesome ladies work in the Lancaster South Carolina office
Pamela S.
Response from 1st Franklin Financial
March 5, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
5.0 out of 5.0
March 4, 2020
Great customer service!!!!!
Lisa B.
Response from 1st Franklin Financial
March 4, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 4, 2020
Great staff , very helpful pleasure to do business with .
Tony F.
Response from 1st Franklin Financial
March 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0
March 3, 2020
great staff and very nice
Dannie B.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Great customer service
Germaine H.
Response from 1st Franklin Financial
March 3, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 3, 2020
great
Dannie B.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your review, Dannie!
5.0 out of 5.0
March 3, 2020
Great place and people to do business with. Are always willing to work with you.
Kenneth M.
Response from 1st Franklin Financial
March 3, 2020
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
5.0 out of 5.0
March 3, 2020
The people working their are really nice and helpful
Charley K.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
4.0 out of 5.0
September 4, 2019
I like the staff and the service that I received when I got my loan.
Rachael P.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your kind review of our Lancaster staff!
5.0 out of 5.0
September 4, 2019
The staff is very friendly and always has the answers for you if you call. The only thing I hate is that you can not make partial payments online or pay a bill on the weekend.
Pamela S.
Response from 1st Franklin Financial
September 4, 2019
We are so grateful for your feedback. We apologize for the payment inconveniences. Please know that we have shared your review with our corporate team.
Displaying 1 out of 12 reviews