1st Franklin Financial
Lancaster
Lancaster
1st Franklin Financial Lancaster
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1123 Hwy 9 Bypass West
Suite D
Lancaster, SC 29720
US
(803) 283-1933(803) 283-1933
Serving Lancaster since 1995!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Jun 8, 2022
5 out of 5




May 27, 2022
5 out of 5




Mar 31, 2022
5 out of 5




Mar 7, 2022
5 out of 5




Feb 28, 2022
5 out of 5




Apr 20, 2021
Thank you for your kind review of our Lancaster office!
Response from 1st Franklin Financial
5 out of 5




Dec 11, 2020
Hey, Greg! We are so grateful for your review!
Response from 1st Franklin Financial
5 out of 5




Oct 20, 2020
Hey, Lisa! Thank you for being such a loyal, long-time customer!
Response from 1st Franklin Financial
5 out of 5




Sep 3, 2020
Hello, Barry! We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for your review, Dannie!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
4 out of 5




Sep 4, 2019
Thank you for your kind review of our Lancaster staff!
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
We are so grateful for your feedback. We apologize for the payment inconveniences. Please know that we have shared your review with our corporate team.
Response from 1st Franklin Financial