1st Franklin Financial
Lancaster
1st Franklin Financial Lancaster
4.9 out of 5.0full starfull starfull starfull starfull star
14 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
14 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1123 Hwy 9 Bypass West
Suite D
Lancaster, SC 29720
US
(803) 283-1933(803) 283-1933
Serving Lancaster since 1995!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Apr 20, 2021
Great company and amazing people
Krista B
Thank you for your kind review of our Lancaster office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 11, 2020
Awesome service, great folks. Highly recommend. Thanks to Jamie at the Lancaster SC location.
Greg J.
Hey, Greg! We are so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 20, 2020
Excellent customer service. Been with them for years
Lisa B
Hey, Lisa! Thank you for being such a loyal, long-time customer!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 3, 2020
I called them up asked a few questions and They said they were gonna do everything they could to help me. They were so nice and cordial they made borrowing so easy and explain the terms and conditions, they asked if there was anything else.... very appreciated of the customer service they provided.
Barry T
Hello, Barry! We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Awesome ladies work in the Lancaster South Carolina office
Pamela S.
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!!!!!
Lisa B.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great staff , very helpful pleasure to do business with .
Tony F.
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
great staff and very nice
Dannie B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service
Germaine H.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
great
Dannie B.
Thank you for your review, Dannie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great place and people to do business with. Are always willing to work with you.
Kenneth M.
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
The people working their are really nice and helpful
Charley K.
We are ever so grateful for your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 4, 2019
I like the staff and the service that I received when I got my loan.
Rachael P.
Thank you for your kind review of our Lancaster staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
The staff is very friendly and always has the answers for you if you call. The only thing I hate is that you can not make partial payments online or pay a bill on the weekend.
Pamela S.
We are so grateful for your feedback. We apologize for the payment inconveniences. Please know that we have shared your review with our corporate team.
Response from 1st Franklin Financial