1st Franklin Financial
Lake City
Lake City
1st Franklin Financial Lake City
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
232 Kelley Street
Suite B
Lake City, SC 29560
US
(843) 394-1464(843) 394-1464
Serving Lake City since 2014!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
4.5 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
2 out of 5
Sep 3, 2021
Thank you for your feedback, Michelle. We'd like to apologize on behalf of our Lake City staff member. Our Manager will be reaching out to you to discuss your review.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
1 out of 5
Mar 4, 2020
Our Manager would love the opportunity to discuss your review. Please give her a call at your convenience.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Friendly service is our commitment to you!
Response from 1st Franklin Financial
4 out of 5
Mar 4, 2020
Thank you for your kind review of our Lake City office!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Thank you for rating our Lake City office!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
4 out of 5
Mar 3, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
4 out of 5
Mar 3, 2020
Thank you for your feedback, Gregory. Your review was shared with our team to encourage everyone to always strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are extremely grateful for your review, Janice!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Dec 11, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5
Oct 29, 2019
Thank you so much for taking the time to write such a nice review.
Response from 1st Franklin Financial
5 out of 5
Oct 28, 2019
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5
Oct 28, 2019
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5
Oct 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
Response from 1st Franklin Financial
5 out of 5
Sep 11, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Response from 1st Franklin Financial