Branch Locations
1st Franklin Financial
Lake City
Lake City
1st Franklin Financial Lake City
4.6 out of 5.0
4.6 out of 5.0
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
232 Kelley Street
Suite B
Lake City, SC 29560
US
(843) 394-1464(843) 394-1464
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | Closed |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(18 Reviews)5.0 out of 5.0
March 4, 2020
The Lake City,S.C. branch is a great place to Consolidate and start over with your past due bills.
Raymond P.
Response from 1st Franklin Financial
March 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
1.0 out of 5.0
March 4, 2020
Really rude
Lori L.
Response from 1st Franklin Financial
March 4, 2020
Our Manager would love the opportunity to discuss your review. Please give her a call at your convenience.
5.0 out of 5.0
March 4, 2020
Great customer service and employees are very friendly
Shonda C.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you!
4.0 out of 5.0
March 4, 2020
great service
Veronica S.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Lake City office!
5.0 out of 5.0
March 3, 2020
None
Ruby C.
Response from 1st Franklin Financial
March 3, 2020
Thank you for rating our Lake City office!
5.0 out of 5.0
March 3, 2020
Excellent
Barbara E.
Response from 1st Franklin Financial
March 3, 2020
We look forward to serving you in a future visit.
4.0 out of 5.0
March 3, 2020
Great customer service
Theresa C.
Response from 1st Franklin Financial
March 3, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 3, 2020
Great Customer service
Victory C.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
4.0 out of 5.0
March 3, 2020
The ladies are friendly and give great customer service. But the young he is not helpful. He shows that he don't like you.other than that great customer service.
Gergory F.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, Gregory. Your review was shared with our team to encourage everyone to always strive for excellence in customer service.
5.0 out of 5.0
March 3, 2020
Great customer service
Debra G.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Great customer service 👍
Janice B.
Response from 1st Franklin Financial
March 3, 2020
We are extremely grateful for your review, Janice!
5.0 out of 5.0
March 3, 2020
Great customer service!! The ladies in that office are great and very nice and ready to help you in any way they can.
Kathy S.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
December 11, 2019
Great service and personnel's the same.
Leroy S.
Response from 1st Franklin Financial
December 11, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
October 29, 2019
Great customer service, really friendly.
Samella B.
Response from 1st Franklin Financial
October 29, 2019
Thank you so much for taking the time to write such a nice review.
5.0 out of 5.0
October 28, 2019
Great customer service
Linda J.
Response from 1st Franklin Financial
October 28, 2019
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
October 28, 2019
Everyone is excellent. Could not ask for a better team to make things happen.
Greta G.
Response from 1st Franklin Financial
October 28, 2019
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
October 28, 2019
Great people that always there when you need them
Theresa C.
Response from 1st Franklin Financial
October 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
5.0 out of 5.0
September 11, 2019
I love working with this office in Lake City. The ladies are so very nice and willing to help you any way they can! I recommend this office to any of my friends.
Kathy S.
Response from 1st Franklin Financial
September 11, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Displaying 1 out of 18 reviews