Branch Locations
1st Franklin Financial
Gaffney
Gaffney
1st Franklin Financial Gaffney
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1621 W. Floyd Baker Blvd.
Gaffney, SC 29341
US
(864) 488-3727(864) 488-3727
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(33 Reviews)5.0 out of 5.0
November 29, 2020
GREAT SERVICE JOSH MARTIN
Joshua M.
5.0 out of 5.0
November 2, 2020
Always a pleasure speaking to the staff. These folks actually care about "the person" involved with the loan.
Lisa O.
Response from 1st Franklin Financial
November 2, 2020
Hello, Lisa! We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
5.0 out of 5.0
March 9, 2020
Good bizz
Justin M.
Response from 1st Franklin Financial
March 9, 2020
Thank you for your review, Justin!
5.0 out of 5.0
March 9, 2020
Yes Very Easy To Talk To I Am Glad To Be A Customer
Mary R.
Response from 1st Franklin Financial
March 9, 2020
We are happy to have you as a customer, Mary!
5.0 out of 5.0
March 7, 2020
Great customer service
Vanessa M.
Response from 1st Franklin Financial
March 7, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0
March 7, 2020
Great service very friendly
Henry R.
Response from 1st Franklin Financial
March 7, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 7, 2020
Wonderful staff. Concerned for the customer
Roderick O.
Response from 1st Franklin Financial
March 7, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 7, 2020
Great staff.
Mark C.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your kind review of our Gaffney staff!
5.0 out of 5.0
March 6, 2020
They are always very nice to deal with. My wife and I have been customers for years and they are always there to help when we need anything. I would highly recommend them.
Timothy B.
Response from 1st Franklin Financial
March 6, 2020
We are so glad to hear you had an excellent service experience. Thank you for being a loyal customer, Timothy!
5.0 out of 5.0
March 6, 2020
I have been with First Franklin for some years now and I absolutely LOVE them, very fast understanding and friendly!!! I highly recommend these guys for a loan!! #BrittanyFoster
Brittany F.
Response from 1st Franklin Financial
March 6, 2020
Your review is valuable to us as we shape our customer strategy and useful to other community members trying to decide if we are a good fit for their needs.
5.0 out of 5.0
March 6, 2020
great people, I just wish it would be easier to renew my loan.
Mary G.
Response from 1st Franklin Financial
March 6, 2020
Hi, Mary! We will share your review with our team.
5.0 out of 5.0
March 6, 2020
excellent service.......
Shirley W.
Response from 1st Franklin Financial
March 6, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 6, 2020
On time friendly customer service
Larry S.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 5, 2020
Great people to do business with
Danny B.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 5, 2020
Great people to deal with.
Sheila S.
Response from 1st Franklin Financial
March 5, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 5, 2020
Out standing
William B.
Response from 1st Franklin Financial
March 5, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 5, 2020
Great customer service
Adrienne J.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
The customer service is great. I love Amanda and they always treat you with respect and privacy
Brandy C.
Response from 1st Franklin Financial
March 5, 2020
Hi, Brandy! Thank you so much for taking a few moments to let us know how we are doing.
4.0 out of 5.0
March 5, 2020
they have done everything possible to help me keep my account in good standing
Robin K.
Response from 1st Franklin Financial
March 5, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 4, 2020
Great customer service*****
Kesheba P.
Response from 1st Franklin Financial
March 4, 2020
We are so grateful for your feedback!
Displaying 1 out of 20 reviews