1st Franklin Financial
Gaffney
1st Franklin Financial Gaffney
4.8 out of 5.0full starfull starfull starfull starfull star
33 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
33 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1621 W. Floyd Baker Blvd.
Gaffney, SC 29341
US
(864) 488-3727(864) 488-3727
Serving Gaffney since 1995!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Nov 29, 2020
GREAT SERVICE JOSH MARTIN
Joshua M.
Thank you for leaving a review for our Gaffney office, Joshua!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 2, 2020
Always a pleasure speaking to the staff. These folks actually care about "the person" involved with the loan.
Lisa O.
Hello, Lisa! We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Good bizz
Justin M.
Thank you for your review, Justin!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Yes Very Easy To Talk To I Am Glad To Be A Customer
Mary R.
We are happy to have you as a customer, Mary!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great customer service
Vanessa M.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great service very friendly
Henry R.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Wonderful staff. Concerned for the customer
Roderick O.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great staff.
Mark C.
Thank you for your kind review of our Gaffney staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
They are always very nice to deal with. My wife and I have been customers for years and they are always there to help when we need anything. I would highly recommend them.
Timothy B.
We are so glad to hear you had an excellent service experience. Thank you for being a loyal customer, Timothy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
I have been with First Franklin for some years now and I absolutely LOVE them, very fast understanding and friendly!!! I highly recommend these guys for a loan!! #BrittanyFoster
Brittany F.
Your review is valuable to us as we shape our customer strategy and useful to other community members trying to decide if we are a good fit for their needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
great people, I just wish it would be easier to renew my loan.
Mary G.
Hi, Mary! We will share your review with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
excellent service.......
Shirley W.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
On time friendly customer service
Larry S.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people to do business with
Danny B.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people to deal with.
Sheila S.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Out standing
William B.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Adrienne J.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The customer service is great. I love Amanda and they always treat you with respect and privacy
Brandy C.
Hi, Brandy! Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
they have done everything possible to help me keep my account in good standing
Robin K.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service*****
Kesheba P.
We are so grateful for your feedback!
Response from 1st Franklin Financial