Branch Locations
1st Franklin Financial
Florence
Florence
1st Franklin Financial Florence
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
315 Beltline Drive
Suite G
Florence, SC 29501
US
(843) 629-1212(843) 629-1212
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.0 out of 5.0




July 22, 2020
I was offered a loan with a check of $2,000. (Check no.8633661525) which required me to pay you back an ADDITIONAL $616. DANG WHAT A NICE PROFIT. I have a better idea. How about ME LOANING YOU $2,000. and all you have to pay me is an additional $300. That way you can loan that amount to some other desperate fool and make yourself a quick easy $300. Tell me what you think.
Phil B.
Response from 1st Franklin Financial
July 22, 2020
Thank you for your feedback, Phil. If you would like to speak to someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
5.0 out of 5.0




March 21, 2020
Great customer service
Lakiesta D.
Response from 1st Franklin Financial
March 21, 2020
Thank you for your feedback, Lakiesta!
5.0 out of 5.0




March 7, 2020
I really like 1Franklin financial. Customer service is wonderful. Thanks for helping me in my time of need.
Gwendolyn G.
Response from 1st Franklin Financial
March 7, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 5, 2020
Friendly and knowledge staff.
Anthony P.
Response from 1st Franklin Financial
March 5, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
5.0 out of 5.0




March 5, 2020
This office location has been super to work with. Above standard service!
Stephanie Sturkie
Stephanie S.
Response from 1st Franklin Financial
March 5, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0




March 5, 2020
Great Customer Service
Latarsha T.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to let us know how we are doing.
5.0 out of 5.0




March 5, 2020
Fast quick service when I needed it.. Friendly Service.
Paul S.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0




March 5, 2020
Great customer service!
Jeanette B.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




March 4, 2020
Excellent
Shirley B.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0




March 4, 2020
They people that help me were wonderful and took the time to help me and went over everything with me they were great
Rebecca J.
Response from 1st Franklin Financial
March 4, 2020
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
5.0 out of 5.0




March 4, 2020
Always There When You Need Them!!!
Candido C.
Response from 1st Franklin Financial
March 4, 2020
We're happy to be here for you!
5.0 out of 5.0




March 4, 2020
great service, friendly people
Clayton H.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0




March 4, 2020
Excellent customer service
James R.
Response from 1st Franklin Financial
March 4, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
4.0 out of 5.0




March 4, 2020
Very helpful.
Beverly E.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




March 4, 2020
Great customer service and friendly people
Dewayne C.
Response from 1st Franklin Financial
March 4, 2020
We are extremely grateful for your review, Dewayne!
5.0 out of 5.0




March 3, 2020
Great customer service. Courteous and friendly.
Londrea S.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you.
5.0 out of 5.0




September 28, 2019
Great
Graylen M.
Response from 1st Franklin Financial
September 28, 2019
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




September 24, 2019
Every one there were great and helpful
Jeffrey M.
Response from 1st Franklin Financial
September 24, 2019
We appreciate your kind words!
5.0 out of 5.0




September 24, 2019
Everyone at 1st. Franklin Financial has been very nice, and helping me most when I needed them.
Minnie S.
Response from 1st Franklin Financial
September 24, 2019
We are happy to be there when you've needed us most, Ms. Minnie!
Displaying 1 out of 19 reviews