1st Franklin Financial
Columbia
1st Franklin Financial Columbia
4.5 out of 5.0full starfull starfull starfull starhalf star
28 Reviews
4.5 out of 5.0full starfull starfull starfull starhalf star
28 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
9003 Two Notch Road
Suite 9H
Columbia, SC 29223
US
(803) 462-6960(803) 462-6960

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.5 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jul 26, 2021
I had wonderful customer service. Everyone was amazing, friendly and helpful.
Lakeyda S
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great customer service
Thelma B.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great company. Always willing to help.
Cynthia T.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service ,always friendly
Elizabeth W.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great experience!
Scott C.
We hope you give us the opportunity to serve you again.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
Santos.... Great customer service so far.
Roger S.
We hope you give us the opportunity to serve you again.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Love the staff...day one treated with RESPECT & Dignity
Charolette M.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Company
August T.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 5, 2020
Great customer service
Melissa Y.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
William Geddis great customer service
William G.
Hi, William! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
1st Franklin really helped me out when I needed it. Thx
Juan M.
We're happy to be here for you when you need us!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service; very pleasant personnel
Patrick T.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Vikki B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
There when I need them.
Patricia B.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Customer service great. I enjoy work with Amy and Lorren.
Aletha W.
We enjoy having you as a customer, Aletha!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
Process of payment is to slow and collateral paper is worthless
Booker M.
Thank you for your feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service on a continuous basis
Carolyn P.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I would like to thank First Franklin for the great service especially Miss Amy and stare and mr. Laurel they are and take care of me and help me when I'm in a tight situation I really know if it wants for them and sometimes that I had hard times I wouldn't know what I'd be at right now cuz they really help me get out some tight situations with my mortgage and I really like them both
Ascho J.
Your words of appreciation make a world of difference and set the tone for our employee's morale. Thank you for trusting us with your financial needs, Ascho.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great company
August T.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer Services
Alice D.
We are so grateful for your feedback!
Response from 1st Franklin Financial