1st Franklin Financial
Chester

1st Franklin Financial Chester

4.9 out of 5.0full starfull starfull starfull starfull star
20 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1781 J A Cochran Bypass
Suite C
Chester, SC 29706
US
(803) 581-0060(803) 581-0060
Serving Chester since 2000!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
McKewon's Heating and Air Service
(803) 374-1125
See Offers
Pollard Funeral Home, LLC
(803) 209-3013
See Offers
B&G Heating & Air Conditioning, Inc
(803) 328-1050
See Offers

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
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5 out of 5full starfull starfull starfull starfull star
Aug 12, 2022
Tammy and Melissa were great to work with! If you need any assistance please contact these ladies!
Crystal C
5 out of 5full starfull starfull starfull starfull star
Jul 18, 2022
Great customer service the ladies are so sweet and everything was quick and easy I highly recommend
Keesha m
5 out of 5full starfull starfull starfull starfull star
May 2, 2022
Very nice people
Tysheria sanders l
5 out of 5full starfull starfull starfull starfull star
Apr 15, 2022
Great customer service. Very nice
Antron Rice
5 out of 5full starfull starfull starfull starfull star
Apr 12, 2022
I love my chest the office Good customer service I paid off my loan and they were so nice
Jacqueline
5 out of 5full starfull starfull starfull starfull star
Feb 15, 2022
Excellent customer service they are great about helping you get what you need always professional and very friendly
Samantha J
5 out of 5full starfull starfull starfull starfull star
Aug 3, 2021
My experience at 1st Franklin Financial was amazing. Tammy Smith was so understanding and nice to work with.
Nikita, C
Hello, Nikita! We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Customer service was great
Anita B.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome. Ms Tammy and the ladies do an great job running that office
Crystal D.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer serivce ... Friendly people always willing to help...
Melissa M.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
They are friendly and very helpful.
Phillip H.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Nice people and fast service
David C.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Extremely friendly. Will always do what they can to help you.
Deborah D.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly staff
Roashella H.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
The employees are the best. Only thing I dislike is the payment takes to long to come out of your checking account
Hazel B.
Thank you for your feedback, Hazel.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent customer service!!! Thanks Tammy and Susan!!
Lesia F.
Thank you for being a 1st Franklin customer, Lesia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly employees
Rita B.
Thank you for your kind review of our Chester staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
They are the best
Frances T.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
great customer service, awsome
James B.
We are glad to see that you are happy with your 1st Franklin experience!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Friendly Services. Ms Tammy and Ms Susan are AWESOME!!!
Crystal D.
Thank you for your kind review of our Chester staff!
Response from 1st Franklin Financial