1st Franklin Financial
Chester
Chester
1st Franklin Financial Chester
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1781 J A Cochran Bypass
Suite C
Chester, SC 29706
US
(803) 581-0060(803) 581-0060
Serving Chester since 2000!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




May 2, 2022
5 out of 5




Apr 15, 2022
5 out of 5




Apr 12, 2022
5 out of 5




Feb 15, 2022
5 out of 5




Aug 3, 2021
Hello, Nikita! We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Friendly service is our commitment to you.
Response from 1st Franklin Financial
4 out of 5




Mar 3, 2020
Thank you for your feedback, Hazel.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for being a 1st Franklin customer, Lesia!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for your kind review of our Chester staff!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5




Sep 5, 2019
We are glad to see that you are happy with your 1st Franklin experience!
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
Thank you for your kind review of our Chester staff!
Response from 1st Franklin Financial