Branch Locations
1st Franklin Financial
Chester
Chester
1st Franklin Financial Chester
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1781 J A Cochran Bypass
Suite C
Chester, SC 29706
US
(803) 581-0060(803) 581-0060
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(13 Reviews)5.0 out of 5.0
March 6, 2020
Customer service was great
Anita B.
Response from 1st Franklin Financial
March 6, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
Awesome. Ms Tammy and the ladies do an great job running that office
Crystal D.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer serivce ... Friendly people always willing to help...
Melissa M.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 3, 2020
They are friendly and very helpful.
Phillip H.
Response from 1st Franklin Financial
March 3, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 3, 2020
Nice people and fast service
David C.
Response from 1st Franklin Financial
March 3, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 3, 2020
Extremely friendly. Will always do what they can to help you.
Deborah D.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
March 3, 2020
Friendly staff
Roashella H.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you.
4.0 out of 5.0
March 3, 2020
The employees are the best. Only thing I dislike is the payment takes to long to come out of your checking account
Hazel B.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, Hazel.
5.0 out of 5.0
March 3, 2020
Excellent customer service!!! Thanks Tammy and Susan!!
Lesia F.
Response from 1st Franklin Financial
March 3, 2020
Thank you for being a 1st Franklin customer, Lesia!
5.0 out of 5.0
March 3, 2020
Friendly employees
Rita B.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your kind review of our Chester staff!
5.0 out of 5.0
March 3, 2020
They are the best
Frances T.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 5, 2019
great customer service, awsome
James B.
Response from 1st Franklin Financial
September 5, 2019
We are glad to see that you are happy with your 1st Franklin experience!
5.0 out of 5.0
September 4, 2019
Friendly Services. Ms Tammy and Ms Susan are AWESOME!!!
Crystal D.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your kind review of our Chester staff!
Displaying 1 out of 13 reviews