1st Franklin Financial
Cheraw
Cheraw
1st Franklin Financial Cheraw
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1628 State Road
Cheraw, SC 29520
US
(843) 537-8692(843) 537-8692
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




March 5, 2020
Everyone there is super nice and they always try to help you if they are able to at the time.
Melissa P.
5.0 out of 5.0




March 5, 2020
Very friendly
Takita D.
3.0 out of 5.0




March 5, 2020
Ok
Darrow M.
5.0 out of 5.0




March 4, 2020
I love the way customer service treat me and how they help me with my financial problem everyone was so kind to me thanks
Willie K.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0




March 4, 2020
I really like doing business with 1st franklin
Wendy A.
5.0 out of 5.0




March 4, 2020
Good customer service
Ben O.
5.0 out of 5.0




March 4, 2020
Could you check it out and see if it would be possible to consolidate all my bills.7000.00 dollars is what I owe out that I will have only one payment.thank you.walter mccall
Walter M.
5.0 out of 5.0




March 4, 2020
Fast and friendly service
Randy D.
5.0 out of 5.0




March 4, 2020
Great Customer Service.
Jessie B.
5.0 out of 5.0




March 4, 2020
Great customer service
Martha H.
3.0 out of 5.0




March 3, 2020
The manager Chris is rude and arrogant
Most of the ladies are generally nice and courteous
I have paid your company thousands of dollars over the years and do not expect rude behavior and arrogant attitude from a manager
James D.
5.0 out of 5.0




March 3, 2020
Love the staff at 1st franklin financial..awesome staff and everyone is so very kind and friendly..just great people to do business with
Glashanda M.
5.0 out of 5.0




March 3, 2020
Great people to do business with
John H.
5.0 out of 5.0




March 3, 2020
People were nice and friendly. Their a real joy to work with
Martha H.
5.0 out of 5.0




March 3, 2020
Great group of people
Dwayne G.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
Displaying 1 out of 15 reviews