1st Franklin Financial
Cheraw
1st Franklin Financial Cheraw
4.8 out of 5.0full starfull starfull starfull starfull star
24 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1628 State Road
Cheraw, SC 29520
US
(843) 537-8692(843) 537-8692
Serving Cheraw since 2007!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Aug 4, 2021
Very pleased with the great staff and the customer service I received.
Adams Mary
We are happy to know that you are pleased with your customer service experience!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 23, 2021
I have had an account with First Franklin for years. I have always received great customer service from Darlene Smith. She is great to work with and always gets me what I need. I would recommend you call Darlene for your next loan.
Carolyn C
Hi, Carolyn! Thank you for trusting us with your financial needs throughout the years. We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 3, 2021
Darlene Smith
Patricia J
Thank you for rating our Cheraw office, Patricia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 2, 2021
I have been a customer for some time and darlene is always helpful. she has great customer service skills and i highly recommend if you are looking for a loan to apply with her
Jennifer H.
Hello, Jennifer! Please know that we will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 8, 2021
Real Great customer service, love it
Willie K
Thank you for your review, Willie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 31, 2021
Denise Malloy is the best when it comes to customer service!
Kenneth L.
Thank you for your review, Kenneth!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 31, 2021
Awesome customer service. Denise Malloy has always went above and beyond to meet my financial needs.
Donna L.
Hello, Donna! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 31, 2021
Awsome service from Darlene Smith
Joseph B
Hello, Joseph! We're happy to hear you received awesome service from our Cheraw team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 31, 2021
Great place. Darlene helped me out a lot.
Trysha W
We're so happy that we could help, Trysha!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Everyone there is super nice and they always try to help you if they are able to at the time.
Melissa P.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly
Takita D.
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
Ok
Darrow M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I love the way customer service treat me and how they help me with my financial problem everyone was so kind to me thanks
Willie K.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I really like doing business with 1st franklin
Wendy A.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good customer service
Ben O.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Could you check it out and see if it would be possible to consolidate all my bills.7000.00 dollars is what I owe out that I will have only one payment.thank you.walter mccall
Walter M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Fast and friendly service
Randy D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service.
Jessie B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Martha H.
3 out of 5full starfull starfull starempty starempty star
Mar 3, 2020
The manager Chris is rude and arrogant Most of the ladies are generally nice and courteous I have paid your company thousands of dollars over the years and do not expect rude behavior and arrogant attitude from a manager
James D.