Branch Locations
1st Franklin Financial
Cheraw
Cheraw
1st Franklin Financial Cheraw
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1628 State Road
Cheraw, SC 29520
US
(843) 537-8692(843) 537-8692
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(15 Reviews)5.0 out of 5.0
March 5, 2020
Everyone there is super nice and they always try to help you if they are able to at the time.
Melissa P.
5.0 out of 5.0
March 5, 2020
Very friendly
Takita D.
3.0 out of 5.0
March 5, 2020
Ok
Darrow M.
5.0 out of 5.0
March 4, 2020
I love the way customer service treat me and how they help me with my financial problem everyone was so kind to me thanks
Willie K.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
I really like doing business with 1st franklin
Wendy A.
5.0 out of 5.0
March 4, 2020
Good customer service
Ben O.
5.0 out of 5.0
March 4, 2020
Could you check it out and see if it would be possible to consolidate all my bills.7000.00 dollars is what I owe out that I will have only one payment.thank you.walter mccall
Walter M.
5.0 out of 5.0
March 4, 2020
Fast and friendly service
Randy D.
5.0 out of 5.0
March 4, 2020
Great Customer Service.
Jessie B.
5.0 out of 5.0
March 4, 2020
Great customer service
Martha H.
3.0 out of 5.0
March 3, 2020
The manager Chris is rude and arrogant
Most of the ladies are generally nice and courteous
I have paid your company thousands of dollars over the years and do not expect rude behavior and arrogant attitude from a manager
James D.
5.0 out of 5.0
March 3, 2020
Love the staff at 1st franklin financial..awesome staff and everyone is so very kind and friendly..just great people to do business with
Glashanda M.
5.0 out of 5.0
March 3, 2020
Great people to do business with
John H.
5.0 out of 5.0
March 3, 2020
People were nice and friendly. Their a real joy to work with
Martha H.
5.0 out of 5.0
March 3, 2020
Great group of people
Dwayne G.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
Displaying 1 out of 15 reviews