1st Franklin Financial
Cheraw
Cheraw
1st Franklin Financial Cheraw
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1628 State Road
Cheraw, SC 29520
US
(843) 537-8692(843) 537-8692
Serving Cheraw since 2007!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
4.8 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5
Aug 4, 2021
We are happy to know that you are pleased with your customer service experience!
Response from 1st Franklin Financial
5 out of 5
Jun 23, 2021
Hi, Carolyn! Thank you for trusting us with your financial needs throughout the years. We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5
Jun 3, 2021
Thank you for rating our Cheraw office, Patricia!
Response from 1st Franklin Financial
5 out of 5
Jun 2, 2021
Hello, Jennifer! Please know that we will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5
Apr 8, 2021
Thank you for your review, Willie!
Response from 1st Franklin Financial
5 out of 5
Mar 31, 2021
Thank you for your review, Kenneth!
Response from 1st Franklin Financial
5 out of 5
Mar 31, 2021
Hello, Donna! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5
Mar 31, 2021
Hello, Joseph! We're happy to hear you received awesome service from our Cheraw team!
Response from 1st Franklin Financial
5 out of 5
Mar 31, 2021
We're so happy that we could help, Trysha!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
5 out of 5
Mar 5, 2020
3 out of 5
Mar 5, 2020
5 out of 5
Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
5 out of 5
Mar 4, 2020
5 out of 5
Mar 4, 2020
5 out of 5
Mar 4, 2020
5 out of 5
Mar 4, 2020
5 out of 5
Mar 4, 2020
3 out of 5
Mar 3, 2020