UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Cheraw

1st Franklin Financial Cheraw

4.9 out of 5.0

27 Reviews

Leave a Review

4.9 out of 5.0

27 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

1628 State Road

Cheraw

SC 29520

(843) 537-8692(843) 537-8692

Serving Cheraw since 2007!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Pee Dee Supply

(843) 623-5050

See Offers

Recent Reviews

4.9 out of 5.0

1 Star

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5 out of 5

Aug 2, 2022

The Best Customer Service !! Darlene is far and few in between. Always has a smile !

Ingrid R

5 out of 5

Mar 8, 2022

Great costumer service with Darlene. She's the best!

Megan H

5 out of 5

Mar 8, 2022

I have had a loan here for years. I always get great customer service. If you need a loan see Denise or Darlene they will do everything in their power to get you your loan.

Carolyn C

5 out of 5

Aug 4, 2021

Very pleased with the great staff and the customer service I received.

Adams Mary

We are happy to know that you are pleased with your customer service experience!

Response from 1st Franklin Financial

5 out of 5

Jun 23, 2021

I have had an account with First Franklin for years. I have always received great customer service from Darlene Smith. She is great to work with and always gets me what I need. I would recommend you call Darlene for your next loan.

Carolyn C

Hi, Carolyn! Thank you for trusting us with your financial needs throughout the years. We are so grateful for your review and your recommendation.

Response from 1st Franklin Financial

5 out of 5

Jun 3, 2021

Darlene Smith

Patricia J

Thank you for rating our Cheraw office, Patricia!

Response from 1st Franklin Financial

5 out of 5

Jun 2, 2021

I have been a customer for some time and darlene is always helpful. she has great customer service skills and i highly recommend if you are looking for a loan to apply with her

Jennifer H.

Hello, Jennifer! Please know that we will always try our best to provide you with the best service possible.

Response from 1st Franklin Financial

5 out of 5

Apr 8, 2021

Real Great customer service, love it

Willie K

Thank you for your review, Willie!

Response from 1st Franklin Financial

5 out of 5

Mar 31, 2021

Denise Malloy is the best when it comes to customer service!

Kenneth L.

Thank you for your review, Kenneth!

Response from 1st Franklin Financial

5 out of 5

Mar 31, 2021

Awesome customer service. Denise Malloy has always went above and beyond to meet my financial needs.

Donna L.

Hello, Donna! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.

Response from 1st Franklin Financial

5 out of 5

Mar 31, 2021

Awsome service from Darlene Smith

Joseph B

Hello, Joseph! We're happy to hear you received awesome service from our Cheraw team!

Response from 1st Franklin Financial

5 out of 5

Mar 31, 2021

Great place. Darlene helped me out a lot.

Trysha W

We're so happy that we could help, Trysha!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Everyone there is super nice and they always try to help you if they are able to at the time.

Melissa P.

5 out of 5

Mar 5, 2020

Very friendly

Takita D.

3 out of 5

Mar 5, 2020

Darrow M.

5 out of 5

Mar 4, 2020

I love the way customer service treat me and how they help me with my financial problem everyone was so kind to me thanks

Willie K.

We know that you have options and we are tremendously happy you picked us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

I really like doing business with 1st franklin

Wendy A.

5 out of 5

Mar 4, 2020

Good customer service

Ben O.

5 out of 5

Mar 4, 2020

Could you check it out and see if it would be possible to consolidate all my bills.7000.00 dollars is what I owe out that I will have only one payment.thank you.walter mccall

Walter M.

5 out of 5

Mar 4, 2020

Fast and friendly service

Randy D.

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