Branch Locations
1st Franklin Financial
Charleston
Charleston
1st Franklin Financial Charleston
4.10 out of 5.0
4.10 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1890 Sam Rittenberg Blvd.
Suite 116
Charleston, SC 29407
US
(843) 573-9980(843) 573-9980
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.10 out of 5.0
(22 Reviews)5.0 out of 5.0
March 8, 2020
Excellent CS
Valerie M.
5.0 out of 5.0
March 6, 2020
The assistant manager Tiffany is always going the extra mile to assist me or others with the securing the loan that I need. She is always giving me a Great Customer Service. Thank you
Francisco T.
5.0 out of 5.0
March 5, 2020
Great
Florence J.
5.0 out of 5.0
March 5, 2020
Wonderful
Sheryl S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Outstanding customer service
Herbert B.
5.0 out of 5.0
March 5, 2020
They are wonderful people at this location I really enjoy doing business with the ladies very professional
Lagea J.
5.0 out of 5.0
March 5, 2020
Great customer service and expeditious service. Thank you!
Teresa M.
5.0 out of 5.0
March 4, 2020
Good customer service
Carol S.
5.0 out of 5.0
March 4, 2020
Great company. My loan was fast and never had any problems. Would definitely use them again. Always helpful
Patrice A.
5.0 out of 5.0
March 4, 2020
Tiffany at this location is very helpful and is willing to work with you. The other agent are helpful as well.
Robin H.
5.0 out of 5.0
March 4, 2020
Awesome.
Sheryl S.
5.0 out of 5.0
March 4, 2020
Very pleasant, professional workers. I rate them number one in my book. No complain whatsoever
Clarence P.
5.0 out of 5.0
March 4, 2020
Great service,easy aforadable payments,friendly agents.
Robert D.
5.0 out of 5.0
March 4, 2020
Great service with mrs.terry,Tiffany also Brittany
Tristan C.
5.0 out of 5.0
March 4, 2020
Terri is the best! Cares for her customers and always has a smile!
Carrie C.
5.0 out of 5.0
March 4, 2020
Five Star service always. Employees are friendly, professional and courteous.
Avis W.
5.0 out of 5.0
March 4, 2020
Great service
Robert B.
5.0 out of 5.0
March 4, 2020
5 Star
Gloria J.
4.0 out of 5.0
March 3, 2020
Great customer service
Kimberly B.
5.0 out of 5.0
March 3, 2020
Exceptional Customer Service
Francisco T.
Displaying 1 out of 20 reviews