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1st Franklin Financial
Charleston

1st Franklin Financial Charleston

4.10 out of 5.0

27 Reviews

Leave a Review

4.10 out of 5.0

27 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today

1890 Sam Rittenberg Blvd.

Suite 116

Charleston

SC 29407

(843) 573-9980(843) 573-9980

Serving Charleston since 2003!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	8:30 AM - 12:30 PM
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Emblers Jewelers, Inc.

(843) 216-7349

See Offers

Polly Fine Jewelry - Mt. Pleasant

(843) 884-2447

See Offers

Velocity Powersports – Ladson

(843) 305-3174

See Offers

Charleston Power Sports & Marine

(843) 806-0285

See Offers

Hausful

(843) 203-6420

See Offers

Velocity Power Sports - North Charleston

(843) 554-4600

See Offers

Peninsula Cosmetic & Family Dentistry

(843) 722-1676

See Offers

Recent Reviews

4.10 out of 5.0

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5 out of 5

Dec 6, 2022

Excellent customer service friendly loan reputable clientele

Johnminnick

5 out of 5

Jun 2, 2022

I had the pleasure of meeting Tyra and Juanita May 2022. Very friendly and Professional. Positive energy would refer my friends and family to 1st Franklin. God Blessing

Cookie F,

5 out of 5

Feb 17, 2022

Excellent Customer Service!

Rajanee B

5 out of 5

Feb 3, 2022

I had an amazing experience with 1st Franklin as a new customer! The whole staff was very friendly and helpful! Thanks so much Juanita for your help and knowledge! Highly Recommended

Ashley A

5 out of 5

Nov 9, 2021

Tiffany Always takes such good care of us and gives Great customer service. She is an upbeat and happy person to do business with. Very professional and friendly.

Tammie T

Hi, Tammie! Thank you for your kind review of our Charleston team member.

Response from 1st Franklin Financial

5 out of 5

Mar 8, 2020

Excellent CS

Valerie M.

5 out of 5

Mar 6, 2020

The assistant manager Tiffany is always going the extra mile to assist me or others with the securing the loan that I need. She is always giving me a Great Customer Service. Thank you

Francisco T.

5 out of 5

Mar 5, 2020

Great

Florence J.

5 out of 5

Mar 5, 2020

Wonderful

Sheryl S.

We are extremely grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Outstanding customer service

Herbert B.

5 out of 5

Mar 5, 2020

They are wonderful people at this location I really enjoy doing business with the ladies very professional

Lagea J.

5 out of 5

Mar 5, 2020

Great customer service and expeditious service. Thank you!

Teresa M.

5 out of 5

Mar 4, 2020

Good customer service

Carol S.

5 out of 5

Mar 4, 2020

Great company. My loan was fast and never had any problems. Would definitely use them again. Always helpful

Patrice A.

5 out of 5

Mar 4, 2020

Tiffany at this location is very helpful and is willing to work with you. The other agent are helpful as well.

Robin H.

5 out of 5

Mar 4, 2020

Awesome.

Sheryl S.

5 out of 5

Mar 4, 2020

Very pleasant, professional workers. I rate them number one in my book. No complain whatsoever

Clarence P.

5 out of 5

Mar 4, 2020

Great service,easy aforadable payments,friendly agents.

Robert D.

5 out of 5

Mar 4, 2020

Great service with mrs.terry,Tiffany also Brittany

Tristan C.

5 out of 5

Mar 4, 2020

Terri is the best! Cares for her customers and always has a smile!

Carrie C.

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