Branch Locations
1st Franklin Financial
Cayce
Cayce
1st Franklin Financial Cayce
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
549 Knox Abbott Drive
Suite D
Cayce, SC 29033
US
(803) 739-6966(803) 739-6966
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(29 Reviews)5.0 out of 5.0
March 16, 2020
Great service
Levester C.
Response from 1st Franklin Financial
March 16, 2020
We greatly appreciate your review, Levester!
3.0 out of 5.0
March 9, 2020
Service is good but trying to reset password to make payment is not good. It takes too long to get the email link to reset password
Antowah M.
Response from 1st Franklin Financial
March 9, 2020
We'd like to apologize for any frustration our Online Services has caused you. Our branch will be happy to help you with any problmes you may have going forward.
5.0 out of 5.0
March 8, 2020
Always great customer service
Tammie C.
Response from 1st Franklin Financial
March 8, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 7, 2020
Great Service and the nicest people to deal with.
Marlene K.
Response from 1st Franklin Financial
March 7, 2020
Thank you for taking the time to let us know how we are doing.
5.0 out of 5.0
March 7, 2020
Great
Cristy B.
Response from 1st Franklin Financial
March 7, 2020
Thank you for reviewing our Cayce office!
5.0 out of 5.0
March 6, 2020
Quick and easy
Alice M
Response from 1st Franklin Financial
March 6, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 6, 2020
Great loveing people
Hope L.
Response from 1st Franklin Financial
March 6, 2020
We are so glad to hear you had an excellent service experience.
5.0 out of 5.0
March 6, 2020
you are there for me. fast, professional, and friendly what else could a customer ask for.
Robert P.
Response from 1st Franklin Financial
March 6, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
3.0 out of 5.0
March 6, 2020
I was grateful that they were there for me when I need it alone, but since I started to pay down on the principal they constantly call me to see if I need more money. I know that they are probably just doing their job, but when I need more money I will let you know.
Richard S.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your feedback, Richard. I will share your review with our team, and request that they make fewer calls.
5.0 out of 5.0
March 6, 2020
I really enjoyed doing business with 1st Franklin i give yall five stars
Gerana C.
Response from 1st Franklin Financial
March 6, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 5, 2020
Great customer relations. Felt comfortable taking care of business. Would recommend anybody looking for a loan to talk to them.
Arthur M.
Response from 1st Franklin Financial
March 5, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 5, 2020
Great customer service
Barbara S.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 5, 2020
No hassle, easy payment plan, prompt credit reporting. Third time using this company. Great people skills.
Tonda S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Very professional
Sandra A.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Excellent customer service.
James T.
Response from 1st Franklin Financial
March 5, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 5, 2020
So far so good. I like the touch of your sending a follow-up card as a personal way of establishing contact.
Eugene A.
Response from 1st Franklin Financial
March 5, 2020
Know that we are thankful for the trust you have placed in us.
5.0 out of 5.0
March 5, 2020
Great Customer Service!
Irie E
Response from 1st Franklin Financial
March 5, 2020
We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 5, 2020
Better than most finance companies
Floyd F.
Response from 1st Franklin Financial
March 5, 2020
We are glad to know your experience was positive.
5.0 out of 5.0
March 5, 2020
Great Service
Denise R.
Response from 1st Franklin Financial
March 5, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 5, 2020
Excellent customer service
Felicia W.
Response from 1st Franklin Financial
March 5, 2020
Words do not suffice to express how grateful we are for your review.
Displaying 1 out of 20 reviews