1st Franklin Financial
Waveland
1st Franklin Financial Waveland
4.8 out of 5.0full starfull starfull starfull starfull star
16 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
16 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
129 Highway 90
Suite C
Waveland, MS 39576
US
(228) 467-4800(228) 467-4800
Serving Waveland since 1997!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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3 out of 5full starfull starfull starempty starempty star
Mar 8, 2020
Everything was great until I had a final balance of $19 on my account. The app wouldn't let me pay online, I guess because it was the final payment. Because I work long hours during the week and they wouldn't take the payment by phone. The amount was paid in person but the next month I get a notification that this final payment was REPORTED TO THE CREDIT BUREAUS AS A LATE PAYMENT. That really soured the experience
Christine F.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great ladies that work there
Rachael L.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
True! Great customer service! Thanks
Joel F.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Dara has been awesome!!! Thanks for everything.
Michelle B.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Wonderful service
James D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Best loan place I think town!
Dennis C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Brandy M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service.
Robert D.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great people to deal with
Christian C.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great
Darrin O.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Perfect customer service!!!
Stephanie L.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Best people ever to deal with
Michael S.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
This is the best loan place around great staff and environment!! Love these people
Dennis C.
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Great customer service,
Travis H.
We are so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great customer service. Friendly staff.
Brenda M.
Thank you for reviewing our Bay St. Louis office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Very courteous and Informative
Curtis T.
Thank you for your kind review of our Bay St. Louis staff!
Response from 1st Franklin Financial