Branch Locations
1st Franklin Financial
Starkville
Starkville
1st Franklin Financial Starkville
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
706 Highway 12 West
Suite C
Starkville, MS 39759
US
(662) 323-5746(662) 323-5746
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(23 Reviews)5.0 out of 5.0
September 13, 2020
Stellar Customer Service!
Jessica T.
Response from 1st Franklin Financial
September 13, 2020
We appreciate your review, Jessica!
5.0 out of 5.0
September 2, 2020
Excellent customer service! Tava Palmer is awesome
Deborah Williams
Response from 1st Franklin Financial
September 2, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 6, 2020
Great service
Tommy P.
5.0 out of 5.0
March 6, 2020
Excellent,timely,and professional
Neil E.
5.0 out of 5.0
March 6, 2020
Yes I would recommend anyone to First Franklin they was very firm very fast and very much helpful in my time of need thank you very much First Franklin
Terry J.
5.0 out of 5.0
March 5, 2020
Great staff an great service!!
April B.
5.0 out of 5.0
March 5, 2020
Yes
Johnnie B.
5.0 out of 5.0
March 5, 2020
Great service
Anrorondi J.
5.0 out of 5.0
March 5, 2020
Love the crew at First Franklin! I have used them to finance furniture and a personal loan. I received excellent service each time.
Angela P.
5.0 out of 5.0
March 5, 2020
Friendly staff and easy to work with.
Amy R.
5.0 out of 5.0
March 4, 2020
Great service
Preston D.
5.0 out of 5.0
March 4, 2020
Excellent great service 🤗
Willie W.
5.0 out of 5.0
March 4, 2020
Great customer service
Jerri W.
5.0 out of 5.0
March 4, 2020
Great Service
Rosezella R.
5.0 out of 5.0
March 4, 2020
Great service from all the employees. Always nice and friendly.
Natalie B.
5.0 out of 5.0
March 3, 2020
I love the friendly environment and the staff is so knowledgeable and kind.
Courtney B.
5.0 out of 5.0
March 3, 2020
Great customer service and very friendly
Ashley R.
5.0 out of 5.0
March 3, 2020
Exactly customer service they do their best in assisting you with all yours needs and questions about everything
Roshell M.
5.0 out of 5.0
March 3, 2020
Excellent service
Cheryl J.
5.0 out of 5.0
March 3, 2020
Great service
Annie S.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
Displaying 1 out of 20 reviews