1st Franklin Financial
Starkville
Starkville
1st Franklin Financial Starkville
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
706 Highway 12 West
Suite C
Starkville, MS 39759
US
(662) 323-5746(662) 323-5746
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0
(24 Reviews)5.0 out of 5.0
April 1, 2021
Great customer service by Christy
Angel C.
Response from 1st Franklin Financial
April 1, 2021
Thank you for taking the time out of your busy schedule to review our business, Angel!
5.0 out of 5.0
September 13, 2020
Stellar Customer Service!
Jessica T.
Response from 1st Franklin Financial
September 13, 2020
We appreciate your review, Jessica!
5.0 out of 5.0
September 2, 2020
Excellent customer service! Tava Palmer is awesome
Deborah Williams
Response from 1st Franklin Financial
September 2, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 6, 2020
Great service
Tommy P.
5.0 out of 5.0
March 6, 2020
Excellent,timely,and professional
Neil E.
5.0 out of 5.0
March 6, 2020
Yes I would recommend anyone to First Franklin they was very firm very fast and very much helpful in my time of need thank you very much First Franklin
Terry J.
5.0 out of 5.0
March 5, 2020
Great staff an great service!!
April B.
5.0 out of 5.0
March 5, 2020
Yes
Johnnie B.
5.0 out of 5.0
March 5, 2020
Great service
Anrorondi J.
5.0 out of 5.0
March 5, 2020
Love the crew at First Franklin! I have used them to finance furniture and a personal loan. I received excellent service each time.
Angela P.
5.0 out of 5.0
March 5, 2020
Friendly staff and easy to work with.
Amy R.
5.0 out of 5.0
March 4, 2020
Great service
Preston D.
5.0 out of 5.0
March 4, 2020
Excellent great service 🤗
Willie W.
5.0 out of 5.0
March 4, 2020
Great customer service
Jerri W.
5.0 out of 5.0
March 4, 2020
Great Service
Rosezella R.
5.0 out of 5.0
March 4, 2020
Great service from all the employees. Always nice and friendly.
Natalie B.
5.0 out of 5.0
March 3, 2020
I love the friendly environment and the staff is so knowledgeable and kind.
Courtney B.
5.0 out of 5.0
March 3, 2020
Great customer service and very friendly
Ashley R.
5.0 out of 5.0
March 3, 2020
Exactly customer service they do their best in assisting you with all yours needs and questions about everything
Roshell M.
5.0 out of 5.0
March 3, 2020
Excellent service
Cheryl J.
Displaying 1 out of 20 reviews