1st Franklin Financial
Starkville
1st Franklin Financial Starkville
5.0 out of 5.0full starfull starfull starfull starfull star
24 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
706 Highway 12 West
Suite C
Starkville, MS 39759
US
(662) 323-5746(662) 323-5746

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

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5 out of 5full starfull starfull starfull starfull star
Apr 1, 2021
Great customer service by Christy
Angel C.
Thank you for taking the time out of your busy schedule to review our business, Angel!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 13, 2020
Stellar Customer Service!
Jessica T.
We appreciate your review, Jessica!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 2, 2020
Excellent customer service! Tava Palmer is awesome
Deborah Williams
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great service
Tommy P.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Excellent,timely,and professional
Neil E.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Yes I would recommend anyone to First Franklin they was very firm very fast and very much helpful in my time of need thank you very much First Franklin
Terry J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great staff an great service!!
April B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Yes
Johnnie B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Anrorondi J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Love the crew at First Franklin! I have used them to finance furniture and a personal loan. I received excellent service each time.
Angela P.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly staff and easy to work with.
Amy R.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service
Preston D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent great service 🤗
Willie W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Jerri W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Service
Rosezella R.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service from all the employees. Always nice and friendly.
Natalie B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I love the friendly environment and the staff is so knowledgeable and kind.
Courtney B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service and very friendly
Ashley R.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Exactly customer service they do their best in assisting you with all yours needs and questions about everything
Roshell M.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent service
Cheryl J.