1st Franklin Financial
Ripley

1st Franklin Financial Ripley

4.8 out of 5.0full starfull starfull starfull starhalf star
12 Reviews
4.8 out of 5.0full starfull starfull starfull starhalf star
12 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1703 City Ave North
Suite B
Ripley, MS 38663
US
(662) 512-5808(662) 512-5808
Serving Ripley since 2004!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Extreme Outdoor and Rental
(662) 837-3848
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starhalf star
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5 out of 5full starfull starfull starfull starfull star
May 26, 2022
Great Customer Service loved Mrs. Wanda Wilbanks. First Franklin is the only loan place I do business with
Christy G
5 out of 5full starfull starfull starfull starfull star
Feb 15, 2022
Great customer service. Great employees.
Mary R.
5 out of 5full starfull starfull starfull starfull star
Feb 4, 2022
They are always so helpful and kind!!
Amandap
5 out of 5full starfull starfull starfull starfull star
Feb 3, 2022
The ripley office s always so great and helpful.
Mandyp
5 out of 5full starfull starfull starfull starfull star
Feb 3, 2022
Wanda Wilbanks is always so nice and helpful
Amandap
2 out of 5full starfull starempty starempty starempty star
Feb 20, 2021
Very great people to deal with they just have high interest rates no matter your credit score
Matthew H
Thank you for your feedback, Matthew.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great service & GREAT people
Virgile S.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly help you any way they can they’re there when you need them really enjoy doing business with first Franklin and Ripley Mississippi
Lula S.
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service. Friendly workers.
Venita H.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent Customer Service. Friendly
Lajuana E.
Thank you for taking the time to review our Ripley office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
It has been great.
Juanita D.
Thank you for being a 1st Franklin customer, Juanita!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 9, 2019
Great Service
Teresa C.
Thank you for reviewing our Ripley office!
Response from 1st Franklin Financial