Branch Locations
1st Franklin Financial
Ridgeland
Ridgeland
1st Franklin Financial Ridgeland
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
398 Highway 51
Ridgeland, MS 39157
US
(601) 427-7560(601) 427-7560
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(16 Reviews)5.0 out of 5.0
March 19, 2020
GREAT COMPANY
Margaret G.
Response from 1st Franklin Financial
March 19, 2020
We appreciate your review, Margaret!
4.0 out of 5.0
March 6, 2020
Great service and willing to help you out.
Sandra T.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 5, 2020
Always there when you need them.will help you anyway they can. Thank you for being there
Lawanda H.
Response from 1st Franklin Financial
March 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 5, 2020
Great company
Kawaii S.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Kawaii!
5.0 out of 5.0
March 5, 2020
Great service
Joyce P.
Response from 1st Franklin Financial
March 5, 2020
We appreciate your review, Joyce!
5.0 out of 5.0
March 4, 2020
Excellent
Charles A.
Response from 1st Franklin Financial
March 4, 2020
Come visit us again soon.
5.0 out of 5.0
March 4, 2020
These ladies are extremely professional and helpful with their customers. Will work with you anyway possible.
Charles F.
Response from 1st Franklin Financial
March 4, 2020
Hi, Charles! You can count on every one of us doing our best!
5.0 out of 5.0
March 4, 2020
Great business, service and people!!! ❤️❤️❤️
Pamela T.
Response from 1st Franklin Financial
March 4, 2020
], Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 4, 2020
Great
Tyrone C.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to review our Ridgeland office!
5.0 out of 5.0
March 3, 2020
Great staff
Chris F.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your kind review of our Ridgeland staff!
5.0 out of 5.0
March 3, 2020
Very friendly and understanding
Bria W.
Response from 1st Franklin Financial
March 3, 2020
Thank you for giving us a try!
5.0 out of 5.0
March 3, 2020
April is a great manager. She assisted me with everything that I needed and made the loan process easy. The ladies in the office are very nice. The office is very clean and in a great location.
Sharon W.
Response from 1st Franklin Financial
March 3, 2020
Your words of encouragement and your assessment of our customer service make us deeply proud of what we are doing.
5.0 out of 5.0
March 3, 2020
Great
Tyrone C.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 3, 2020
It’s been a pleasure doing business with you all
Sharon B.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 4, 2019
April was very nice and personable. She made the loan process easy and very comfortable.
Sharon W.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your kind review of our Ridgeland staff member!
5.0 out of 5.0
September 4, 2019
When they claim to treat you like family in the brochere, they aren't just saying it. They really do. When I go in, they explore all of my options with me. If there is more than one available associate, they will work together as a team to help me. I have no ties to First Franklin, so I am being honest and sincere when I say that every experience with them has been a great one.
Shannon J.
Response from 1st Franklin Financial
September 4, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Displaying 1 out of 16 reviews