1st Franklin Financial
Ridgeland
Ridgeland
1st Franklin Financial Ridgeland
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
398 Highway 51
Ridgeland, MS 39157
US
(601) 427-7560(601) 427-7560
Serving Ridgeland since 2018!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | Closed |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
4.9 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5
Mar 30, 2022
5 out of 5
Jan 31, 2022
Hey, Sarah! Thank you for taking the time out of your busy schedule to review our Ridgeland office!
Response from 1st Franklin Financial
5 out of 5
Mar 19, 2020
We appreciate your review, Margaret!
Response from 1st Franklin Financial
4 out of 5
Mar 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Thank you for your review, Kawaii!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We appreciate your review, Joyce!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Come visit us again soon.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Hi, Charles! You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
], Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for taking the time to review our Ridgeland office!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Thank you for your kind review of our Ridgeland staff!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Your words of encouragement and your assessment of our customer service make us deeply proud of what we are doing.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
Thank you for your kind review of our Ridgeland staff member!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Response from 1st Franklin Financial