1st Franklin Financial
Picayune
Picayune
1st Franklin Financial Picayune
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
421 Memorial Blvd
Suite C
Picayune, MS 39466
US
(601) 749-9080(601) 749-9080
Serving Picayune since 1997!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5




Apr 25, 2022
5 out of 5




Mar 10, 2022
5 out of 5




Jan 31, 2022
5 out of 5




Jan 16, 2022
Hi, Bruce! It is our goal to have a team who works hard to deliver excellent customer service. Thank you so much for sharing your experience with us.
Response from 1st Franklin Financial
5 out of 5




Mar 10, 2020
Thank you for taking the time to review our Picayune office!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are so grateful for your feedback, Lisa!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Sep 18, 2019
We are so grateful for your feedback!
Response from 1st Franklin Financial