Branch Locations
1st Franklin Financial
Picayune
Picayune
1st Franklin Financial Picayune
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
421 Memorial Blvd
Suite C
Picayune, MS 39466
US
(601) 749-9080(601) 749-9080
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(18 Reviews)5.0 out of 5.0
March 10, 2020
Great
Carolyn R.
Response from 1st Franklin Financial
March 10, 2020
Thank you for taking the time to review our Picayune office!
5.0 out of 5.0
March 6, 2020
Picayune has the best group of personal I have seen in a long time. I totally wish they could be the staff at every business I go too.
Thank You Natalie, Denise, Hannah. You girls Rock!
Leslie C.
Response from 1st Franklin Financial
March 6, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0
March 6, 2020
They have treated me like family. No judgement there!!
Patrick D.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 5, 2020
Always great customer service! Always there when i have a money emergency! So friendly!
Lisa B.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback, Lisa!
5.0 out of 5.0
March 5, 2020
Great people to do business with.
Cheryl B.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great! The ladies there are always very nice and helpful.
Alicia G.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
Fast and friendly service .i love the people there they are so kind
Robyn H.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 4, 2020
Great customer service! They are great to work with.
Rebecca D.
Response from 1st Franklin Financial
March 4, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 4, 2020
These ladies are so awesome! They are always so nice and very helpful!!!
Jenny B.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Love my girls at first Franklin in picayune so helpful and sweet
Heather K.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 4, 2020
I love Franklin financial! The office ladies are great!
Patricia J.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Fantastic customer service. They really take care of you!
Arterria S.
Response from 1st Franklin Financial
March 3, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 3, 2020
Great customer service
Justin P.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 3, 2020
Nice friendly people! They go above & beyond to take care of their customers. I greatly appreciate them! I love Natalie Denise & Hannah at the Picayune Mississippi office.
Alexis P.
Response from 1st Franklin Financial
March 3, 2020
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
5.0 out of 5.0
March 3, 2020
Fast & easy to loan from! Thanks
John M.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
September 18, 2019
"Excellent customer service. Helpful staff."
Leslie C.
Response from 1st Franklin Financial
September 18, 2019
We are so grateful for your feedback!
5.0 out of 5.0
September 10, 2019
Great customer service,really nice people. Never annoyed me with a million phone calls. Will definitely be back.
Emilie L.
Response from 1st Franklin Financial
September 10, 2019
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
5.0 out of 5.0
September 9, 2019
Great business to deal with, friendly staff. Would recommend 1st Franklin Financial to everyone.
Bruce D.
Response from 1st Franklin Financial
September 9, 2019
We appreciate your recommendation, Bruce!
Displaying 1 out of 18 reviews