1st Franklin Financial
Philadelphia
1st Franklin Financial Philadelphia
4.9 out of 5.0full starfull starfull starfull starfull star
21 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
21 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
282 W. Beacon Street
Philadelphia, MS 39350
US
(601) 656-6804(601) 656-6804
Serving Philadelphia since 2011!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The sweetest ladies and very friendly service!
Tina J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The staff was very friendly and helpful.
Michael H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service and I would easily recommend 1st Franklin financial services to anyone
Beverly T.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Nice people.
Randall M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly information about the loan was very good answered question I will continue to use them
Rachel B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service and very friendly
Amanda F.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great customer service
Tiffany H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Best I ever dealt with
Shenithra H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have been doing business with 1st franklin finance for several years now and have only ever received the best service you could ask for. The ladies are super nice and will help you in any way they can. Thank you ladies for all your help and kind service.
Rachel H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and don’t harass you for being late on payment.
Gregory C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!
Lisa B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Amazing customer service! I love all the ladies at First Franklin of Philadelphia!
Dusty Q.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service, friendly staff, have always been there when we needed them.
James C.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
They are amazing
Damitra P.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service. Everyone is nice and respectful.
Katrina G.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great staff, pleasant and easy to work with in obtaining loans.
Janice T.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly and fast service.
Caitlyn M.
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
Great service thank you.
Kevin G.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I was trying to build my credit after the death of my husband in 2017. Everything we had purchased was in his name. I applied to 1st Franklin for a starter loan and was accepted. They have been there when I needed money every time. They are always very friendly and helpful. I cannot say any thing negative about the people there or how they treated me. It was a wonderful feeling knowing they would be there to loan money when I needed them. Fantastic company and people.
Gloria M.
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service
Bettie M.
We are grateful for your review, Bettie!
Response from 1st Franklin Financial