1st Franklin Financial
Philadelphia

1st Franklin Financial Philadelphia

4.9 out of 5.0full starfull starfull starfull starfull star
34 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
34 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
282 W. Beacon Street
Philadelphia, MS 39350
US
(601) 656-6804(601) 656-6804
Serving Philadelphia since 2011!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Bullock Auto World
(601) 389-8068
See Offers
Faulkenbery's Bridal
(601) 650-1480
See Offers
Hardy Tire
(601) 656-2911
See Offers
David Wayne's Small Engine
(601) 656-9929
See Offers
The Square Peg
(601) 416-6624
See Offers
Pearl River Outdoor - Philadelphia
(601) 656-5131
See Offers
John Stephens Chapel
(601) 656-1515
See Offers
Precision Mechanix
(601) 568-5078
See Offers
D&W Tire & Muffler Center
601-656-2421
See Offers
A and M Auto Sales, LLC
(601) 650-3633
See Offers

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Aug 22, 2022
Great customer service . Very knowledgeable about the loans offered.
Tammy J
5 out of 5full starfull starfull starfull starfull star
Aug 1, 2022
Wonderful crew
John , t
5 out of 5full starfull starfull starfull starfull star
Jul 18, 2022
Awesome customer service
Jessica B
5 out of 5full starfull starfull starfull starfull star
Mar 22, 2022
Great Customer Service and very Prompt.
Nicole M.
5 out of 5full starfull starfull starfull starfull star
Feb 22, 2022
Excellent customer service and super nice staff.
Joan s vines
5 out of 5full starfull starfull starfull starfull star
Feb 3, 2022
Excellent customer service. Always the first place I go when I need a loan.
Andrew W
5 out of 5full starfull starfull starfull starfull star
Feb 3, 2022
Great customer service.
Kristin W
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Very nice staff. Always ready to help anyone that walks through the door
Kristin W
Hey, Kristin! Thank you for taking the time to leave such a good review for our Philadelphia office.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Great customer service. Great staff with a very friendly atmosphere.
Andrew W
Thank you for taking the time out of your busy schedule to review our business, Andrew!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 14, 2021
Good service
Josephine S
We're happy to know that you received good customer service from our Philadelphia office, Josephine!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 3, 2021
Great friendly service .No complaints
Phyllis W
Friendly service is our commitment to you, Phyllis!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 17, 2021
Amazing, amazing, amazing staff. Very professional and will work very hard to get you approved. They will get you the best loan that works for you with affordable payments. My favorite place to get money and this has been my family for years and I plan on staying.
Thomas M
Hello, Thomas! Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about. Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 16, 2021
Love these ladies at 1st Franklin. Always there to help.
Frankie D
We love having you as a customer, Frankie! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The sweetest ladies and very friendly service!
Tina J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The staff was very friendly and helpful.
Michael H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service and I would easily recommend 1st Franklin financial services to anyone
Beverly T.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Nice people.
Randall M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly information about the loan was very good answered question I will continue to use them
Rachel B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service and very friendly
Amanda F.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great customer service
Tiffany H.