1st Franklin Financial
Philadelphia
Philadelphia
1st Franklin Financial Philadelphia
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
282 W. Beacon Street
Philadelphia, MS 39350
US
(601) 656-6804(601) 656-6804
Serving Philadelphia since 2011!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5




Mar 22, 2022
5 out of 5




Feb 22, 2022
5 out of 5




Feb 3, 2022
5 out of 5




Feb 3, 2022
5 out of 5




Jan 31, 2022
Hey, Kristin! Thank you for taking the time to leave such a good review for our Philadelphia office.
Response from 1st Franklin Financial
5 out of 5




Jan 31, 2022
Thank you for taking the time out of your busy schedule to review our business, Andrew!
Response from 1st Franklin Financial
5 out of 5




Dec 14, 2021
We're happy to know that you received good customer service from our Philadelphia office, Josephine!
Response from 1st Franklin Financial
5 out of 5




Dec 3, 2021
Friendly service is our commitment to you, Phyllis!
Response from 1st Franklin Financial
5 out of 5




Nov 17, 2021
Hello, Thomas! Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about. Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Nov 16, 2021
We love having you as a customer, Frankie! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
5 out of 5




Mar 5, 2020
5 out of 5




Mar 5, 2020
5 out of 5




Mar 5, 2020
5 out of 5




Mar 5, 2020
5 out of 5




Mar 4, 2020
4 out of 5




Mar 4, 2020
5 out of 5




Mar 4, 2020
5 out of 5




Mar 4, 2020
5 out of 5




Mar 4, 2020