1st Franklin Financial
Pearl
Pearl
1st Franklin Financial Pearl
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
3823 Hwy 80 E
Suite 800 - 900
Pearl, MS 39208
US
(601) 933-1800(601) 933-1800
Serving Pearl since 1996!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
4.9 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5
Jan 6, 2022
We’re thrilled that you were satisfied with our services, Paul!
Response from 1st Franklin Financial
5 out of 5
Dec 23, 2021
Hello, Vanetta! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5
Dec 17, 2021
Please visit us again, Jenn. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5
Dec 13, 2021
We're happy to know you received awesome customer service from our Pearl team!
Response from 1st Franklin Financial
5 out of 5
Sep 11, 2020
Thank you for being a loyal customer and trusting us with your financial needs, Robert!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for your feedback, Mary!
Response from 1st Franklin Financial
4 out of 5
Mar 3, 2020
Thank you for rating our Pearl office!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Thank you for your feedback, David. We will share your review with our team.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like. We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial