Branch Locations
1st Franklin Financial
Pearl
Pearl
1st Franklin Financial Pearl
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
3823 Hwy 80 E
Suite 800 - 900
Pearl, MS 39208
US
(601) 933-1800(601) 933-1800
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(13 Reviews)5.0 out of 5.0
September 11, 2020
Would not use another lender
First franklin is the best. They help me build my credit so I'm a lifelong customer
Robert Champion
Response from 1st Franklin Financial
September 11, 2020
Thank you for being a loyal customer and trusting us with your financial needs, Robert!
5.0 out of 5.0
March 5, 2020
I would rate them a 5 star. They are always considerate and able to answer any questions you might have.
Cynthia W.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 4, 2020
Grat Customer Service.
Bonnie F.
Response from 1st Franklin Financial
March 4, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 4, 2020
Great customer service
Mary R.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Mary!
4.0 out of 5.0
March 3, 2020
4
Bridgett G.
Response from 1st Franklin Financial
March 3, 2020
Thank you for rating our Pearl office!
5.0 out of 5.0
March 3, 2020
Great servis
Charlie L.
Response from 1st Franklin Financial
March 3, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 3, 2020
Excellent Service
Tara R.
Response from 1st Franklin Financial
March 3, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
March 3, 2020
Great customer service 👍
Linda J.
Response from 1st Franklin Financial
March 3, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
5.0 out of 5.0
March 3, 2020
Wish the payment receipt would reflect actual pay off . Not the inflated balance
David R.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, David. We will share your review with our team.
5.0 out of 5.0
March 3, 2020
I love the customer services, the staff there are so friendly and always meet you with a friendly smile. The best thing I really like is that they know who you are when you enter the door and call you by your name.
Bettie F.
Response from 1st Franklin Financial
March 3, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like. We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Great friendly staff and very polite especially Pam at pearl office
Charles L.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 4, 2019
Customer Service is SUPERB!!!!!!
Emma A.
Response from 1st Franklin Financial
September 4, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 4, 2019
You all are the best, customer services is great! Thanks for all you do.
Bettie F.
Response from 1st Franklin Financial
September 4, 2019
We are delighted to have had the opportunity to serve you.
Displaying 1 out of 13 reviews