1st Franklin Financial
Oxford

1st Franklin Financial Oxford

4.8 out of 5.0full starfull starfull starfull starhalf star
8 Reviews
4.8 out of 5.0full starfull starfull starfull starhalf star
8 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
301 Heritage Dr
Oxford, MS 38655
US
(662) 236-1988(662) 236-1988
Serving Oxford since 2003!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
City Auto Parts Inc - Oxford
(667) 234-1611
See Offers
City Auto Parts Inc - Water Valley
(662) 473-4099
See Offers
Dawkins Family Dental Clinic, P.A.
(662) 234-5725
See Offers
Haley's Home Furnishings
(662) 598-2134
See Offers
HMC Sales
(662) 538-0025
See Offers
Jim Johnson's Furniture
(662) 224-7711
See Offers
Magnolia Home Furnishings
(662) 473-2055
See Offers
Oxford Kubota
(662) 234-9558
See Offers
Oxford Tire Stop, LLC
(662) 232-2759
See Offers
Russell Furniture Gallery, LLC
(662) 473-3332
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starhalf star
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4 out of 5full starfull starfull starfull starempty star
Apr 13, 2020
Great
Minnie J.
Thank you for taking the time to review our Oxford office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Employees are very nice. Great place to do business with
Edward S.
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
never any trouble
Stacy R.
We are extremely grateful for your review, Stacy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
We love the customer service!
Carlos H.
We are ever so grateful for your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 4, 2019
Great service
Iesha P.
Thank you, Iesha!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Very friendly and helpful thanks for the great service
Pamela W.
Hi, Pamela! Thank you for reviewing our Oxford office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Super fantastic customer service! Excellent staff and management!
Tajuana R.
Thank you for your kind words, Tajuana!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
I recomend this place
Kenneth E.
Thank you for your recommendation!
Response from 1st Franklin Financial