Branch Locations
1st Franklin Financial
New Albany
New Albany
1st Franklin Financial New Albany
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
320 Park Plaza Drive
New Albany, MS 38652
US
(662) 538-6902(662) 538-6902
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




August 14, 2020
The girls that work there are so friendly and take good care of you. Excellent customer service
Shirley S
Response from 1st Franklin Financial
August 14, 2020
We're happy to know that you received excellent customer service, Shirley!
5.0 out of 5.0




March 5, 2020
Friendly, helpful staff!
Rebecca A.
Response from 1st Franklin Financial
March 5, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0




March 5, 2020
Great customer service!! I wouldn’t go anywhere else!
Vickie B.
Response from 1st Franklin Financial
March 5, 2020
Thank you for being a loyal customer!
5.0 out of 5.0




March 5, 2020
Good
Glenda W.
Response from 1st Franklin Financial
March 5, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0




March 4, 2020
Love these ladies they are great!
Monica B.
Response from 1st Franklin Financial
March 4, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0




March 4, 2020
Great customer service and satisfaction
Andrew P.
Response from 1st Franklin Financial
March 4, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0




March 4, 2020
Great customer service. Very kind!
Amber J.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0




March 3, 2020
Great customer service....
Carri F.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0




March 3, 2020
Always Great service , thank you all !
Elvis E.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




October 28, 2019
Great customer service
Lovetta M.
Response from 1st Franklin Financial
October 28, 2019
We appreciate your review! Your opinion is valuable to us and helps us shape everything that we do.
5.0 out of 5.0




October 28, 2019
Great customer service
Jeana J.
Response from 1st Franklin Financial
October 28, 2019
Everyone here is working hard to deliver first class service to inspire you to continue visiting us.
5.0 out of 5.0




September 4, 2019
Great peoples
Howard D.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review!
Displaying 1 out of 12 reviews