Branch Locations
1st Franklin Financial
Meridian
Meridian
1st Franklin Financial Meridian
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4820 Poplar Springs Drive
Suite C
Meridian, MS 39305
US
(601) 483-9700(601) 483-9700
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(38 Reviews)5.0 out of 5.0
December 31, 2020
Great customer service
Denise F
Response from 1st Franklin Financial
December 31, 2020
Hi, Denise! Thank you for your review, Denise!
1.0 out of 5.0
May 18, 2020
These people are the worst to deal with, do not deal with this company! If I could give a -0 I would, they are rude and unprofessional. Be prepared for them to dig deeper holes and try to take you for everything you got. Stay away
Erica H.
Response from 1st Franklin Financial
May 18, 2020
We hate to see a negative review for our Meridian office. If you would like to speak to someone from our Quality Assurance Department, please give us a call at 1-800-700-7943. A representative will be happy to speak with you.
5.0 out of 5.0
April 3, 2020
Great customer service
Carolyn L.
5.0 out of 5.0
March 16, 2020
Staff members are so professional and provide a customer friendly atmosphere within their business environment.
It is a true pleasure to work with them, anytime.
Linda T.
5.0 out of 5.0
March 11, 2020
They will help you when you think no one else will. And some of the best peoples in town to do business with, never harras you when your late on a payment. thanks
william G.
5.0 out of 5.0
March 9, 2020
Great
Lewis J.
5.0 out of 5.0
March 8, 2020
Awesome
Connie J.
5.0 out of 5.0
March 7, 2020
Great customer service.
Tamara G.
5.0 out of 5.0
March 7, 2020
I love going into 1st Franklin the ladies are all so nice & friendly.
Yolanda J.
5.0 out of 5.0
March 6, 2020
That is good friendly service.
Marvin E.
5.0 out of 5.0
March 6, 2020
Great Service
Theresa M.
5.0 out of 5.0
March 6, 2020
I love my girls at 1st Franklin in the Meridian office...they are ALWAYS friendly, helpful and just downright AWESOME!!!!
Vendetta S.
5.0 out of 5.0
March 6, 2020
I have been at first Franklin financial customer for about 15 years. They will help you no matter what your need is. Staff is very knowledgeable, quick to help and always courteous. They actually help me adopt my little son in years ago. Now that his customer service With a smile!!
Wanda S.
5.0 out of 5.0
March 5, 2020
Great Customer Service
Kimberly D.
4.0 out of 5.0
March 5, 2020
Great customer service
Donna M.
5.0 out of 5.0
March 5, 2020
Great customer service
Chakelya H.
5.0 out of 5.0
March 5, 2020
They is very good every time
Felisha H.
5.0 out of 5.0
March 4, 2020
Excellent, personal and timely service.
Virgie M.
5.0 out of 5.0
March 4, 2020
Great customer service
Kipp L.
5.0 out of 5.0
March 4, 2020
Great customer service!!!
Sylvia T.
Displaying 1 out of 20 reviews