1st Franklin Financial
Meridian

1st Franklin Financial Meridian

4.7 out of 5.0full starfull starfull starfull starhalf star
50 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
50 Reviews
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4820 Poplar Springs Drive
Suite C
Meridian, MS 39305
US
(601) 483-9700(601) 483-9700
Serving Meridian since 2005!

Hours:

Day of the WeekHours
MondayClosed
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Pearl River Outdoor Equipment, LLC - Meridian
(601) 453-2377
See Offers
Green Thumb
(601) 938-5467
See Offers
Heblon Heating and Cooling, LLC
(601) 768-1828
See Offers
Glassworx of Philadelphia Inc.
(601) 389-2020
See Offers
Woodstock Furniture
(601) 484-5757
See Offers
Al's Garden and Gift
(601) 453-3853
See Offers
Patrick Allen Companies LLC
601-693-9647
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
May 12, 2022
Great customer service!!
Danielle
5 out of 5full starfull starfull starfull starfull star
Mar 25, 2022
These ladies at 1st Franklin are so sweet and super helpful! They always go above and beyond to help me. I will recommend them for any loans and use them from here on out!!
Harley R
5 out of 5full starfull starfull starfull starfull star
Mar 24, 2022
Every single time I have called, each person I talked to were very professional and sweet. I have never felt so welcome before. Love them all
Ethel F
5 out of 5full starfull starfull starfull starfull star
Mar 24, 2022
Great customer service Love all the Ladies here they are awesome and always willing to help the customers as much as possible ☀️☀️☀️☀️☀️☀️☀️☀️☀️☀️ I say ten stars not 5 you all rocks🎉🎉🎉🥳🙌
Heather Nicholson
5 out of 5full starfull starfull starfull starfull star
Mar 22, 2022
Great people!! They give the best service and always go out of the way to make you feel important!! Best customer service!!
Lisa, G
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2022
Great to people
Robbin
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2022
Cyndel is awesome as always! She is friendly and helpful and always answers any questions.
Carol W
5 out of 5full starfull starfull starfull starfull star
Feb 26, 2022
Danielle was not only completely outstanding in her customer service skills, but kind, caring & was able to help me more than even expected
April B.
5 out of 5full starfull starfull starfull starfull star
Feb 14, 2022
1st Franklin Financial of Meridian was a life line for my family. Our family had to move without much warning. We had savings but needed a little extra to get us through the moving expenses. 1st Franklin's Meridian staff were extremely nice and helpful. Our approval process was hassle free. We highly recommend this company and have told others about them. Thank you for your help at a crucial time for our family.
Stanley W.
1 out of 5full starempty starempty starempty starempty star
Nov 9, 2021
Manager Teresa is rude. She doesn’t know how to talk to people at all.
Brittany Herrington
Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our Meridian office. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to see if we can make things right.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Aug 19, 2021
I will be up that way Monday or Tuesday
david i
Hello, David. We apologize that you are having trouble with our online services. We have taken several steps to investigate the problems you have described. If you would like to come into the office to show us the problems you are having, we'll be happy to walk you through the steps.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 23, 2021
Meridian office and PHiladelphia ms office are great to work with .. Reagan Debbie Teresa MORGAN KRISTIN ALL OF THE STAFF WERE GOOD AND KIND AND I WOULD RECOMMEND TO ANYONE ..
AMANDA NICHOLE
Hi, Amanda! We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 31, 2020
Great customer service
Denise F
Hi, Denise! Thank you for your review, Denise!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
May 18, 2020
These people are the worst to deal with, do not deal with this company! If I could give a -0 I would, they are rude and unprofessional. Be prepared for them to dig deeper holes and try to take you for everything you got. Stay away
Erica H.
We hate to see a negative review for our Meridian office. If you would like to speak to someone from our Quality Assurance Department, please give us a call at 1-800-700-7943. A representative will be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 3, 2020
Great customer service
Carolyn L.
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
Staff members are so professional and provide a customer friendly atmosphere within their business environment. It is a true pleasure to work with them, anytime.
Linda T.
5 out of 5full starfull starfull starfull starfull star
Mar 11, 2020
They will help you when you think no one else will. And some of the best peoples in town to do business with, never harras you when your late on a payment. thanks
william G.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great
Lewis J.
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Awesome
Connie J.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great customer service.
Tamara G.