1st Franklin Financial
Meridian
1st Franklin Financial Meridian
4.9 out of 5.0full starfull starfull starfull starfull star
39 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
39 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4820 Poplar Springs Drive
Suite C
Meridian, MS 39305
US
(601) 483-9700(601) 483-9700

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jun 23, 2021
Meridian office and PHiladelphia ms office are great to work with .. Reagan Debbie Teresa MORGAN KRISTIN ALL OF THE STAFF WERE GOOD AND KIND AND I WOULD RECOMMEND TO ANYONE ..
AMANDA NICHOLE
Hi, Amanda! We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 31, 2020
Great customer service
Denise F
Hi, Denise! Thank you for your review, Denise!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
May 18, 2020
These people are the worst to deal with, do not deal with this company! If I could give a -0 I would, they are rude and unprofessional. Be prepared for them to dig deeper holes and try to take you for everything you got. Stay away
Erica H.
We hate to see a negative review for our Meridian office. If you would like to speak to someone from our Quality Assurance Department, please give us a call at 1-800-700-7943. A representative will be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 3, 2020
Great customer service
Carolyn L.
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
Staff members are so professional and provide a customer friendly atmosphere within their business environment. It is a true pleasure to work with them, anytime.
Linda T.
5 out of 5full starfull starfull starfull starfull star
Mar 11, 2020
They will help you when you think no one else will. And some of the best peoples in town to do business with, never harras you when your late on a payment. thanks
william G.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great
Lewis J.
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Awesome
Connie J.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great customer service.
Tamara G.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
I love going into 1st Franklin the ladies are all so nice & friendly.
Yolanda J.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
That is good friendly service.
Marvin E.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great Service
Theresa M.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
I love my girls at 1st Franklin in the Meridian office...they are ALWAYS friendly, helpful and just downright AWESOME!!!!
Vendetta S.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
I have been at first Franklin financial customer for about 15 years. They will help you no matter what your need is. Staff is very knowledgeable, quick to help and always courteous. They actually help me adopt my little son in years ago. Now that his customer service With a smile!!
Wanda S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Kimberly D.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great customer service
Donna M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Chakelya H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They is very good every time
Felisha H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent, personal and timely service.
Virgie M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Kipp L.