1st Franklin Financial
Kosciusko

1st Franklin Financial Kosciusko

5.0 out of 5.0full starfull starfull starfull starfull star
23 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
23 Reviews
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
120 Veterans Memorial Hwy
Kosciusko, MS 39090
US
(662) 289-8112(662) 289-8112
Serving Kosciusko since 1998!

Hours:

Day of the WeekHours
MondayClosed
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Central Tire Service
(662) 289-1998
See Offers
Dueitt Electrical Services LLC
(662) 739-3079
See Offers
Myricks Funeral Home
(662) 289-4161
See Offers
Spot Cash Tire and Appliance
(662) 289-2511
See Offers
Myers Heating Residential and Cooling
(662) 387-7220
See Offers
Kosciusko Motorsports
(662) 289-4945
See Offers
Allen's Furniture - Kosciusko
(662) 289-9366
See Offers
Attala Lawn and Garden
(662) 289-4002
See Offers
Allen's Furniture - Durant
(662) 653-3149
See Offers
Patterson Jewelers
662-289-3731
See Offers

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2022
These ladies are very helpful and knowledgeable about various loans. Always helped me when I get in a bind.
Shirlthaniel, l.
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Customer service is great
Amberly L
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Excellent customer service. Everyone is so nice and great to deal with
Greg K
Thank you for taking the time out of your busy schedule to review our business, Greg!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Excellent customer service ❤️ All 3 employees are great!!
Tammy K
Hello, Tammy! We're happy to know that you received excellent customer service from our Kosciusko team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 28, 2022
The customer service was fantastic. When I came in they got right to me. Everyone greeted me with the upmost respect. I definitely will be going back
Kywona M
Hey, Kywona! We're ecstatic to know that you received fantastic service from our Kosciusko team. We are looking forward to your next visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 28, 2022
Great service. Great people
JasonL
Hey, Jason! We are so grateful for your kind review of our Kosciusko staff.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 28, 2022
Have very good service and work with you
Damacus
We're so happy to know that you received good customer service from our Kosciusko team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 27, 2022
Great customer service and kind and nice people..
MarQuean S
Thank you for your feedback, MarQuean! We look forward to serving you again.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 19, 2022
Great customer service.
Melissa T
Hi, Melissa! We're happy to know you received great customer service from our Kosciusko office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 2, 2020
Great people to work with
Charlie M
Thank you for reviewing our Kosciusko office, Charlie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 14, 2020
Great customer service and good group of people and atmosphere
Tyler P
Getting reviews like yours ranks among our favorite things!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Friendly and very efficient
Gwendolyn G.
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent service
Paula B.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always helpful and willing to work to get the terms that help you the most.
Stephanie D.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are some very friendly ladies. They all Always willing to help and find away to fit your needs.
Cassandra H.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent service
James W.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly staff and always greeted with a smile.
Kenneth C.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service
Willie A.
Thank you for reviewing our Kosciusko office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
always friendly and helpful
Arthur R.
Friendly service is our commitment to you, Arthur!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service
Bertha H.
Thank you for taking the time to review our Kosciusko office!
Response from 1st Franklin Financial