1st Franklin Financial
Kosciusko
Kosciusko
1st Franklin Financial Kosciusko
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
120 Veterans Memorial Hwy
Kosciusko, MS 39090
US
(662) 289-8112(662) 289-8112
Serving Kosciusko since 1998!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Mar 7, 2022
5 out of 5




Jan 31, 2022
5 out of 5




Jan 31, 2022
Thank you for taking the time out of your busy schedule to review our business, Greg!
Response from 1st Franklin Financial
5 out of 5




Jan 31, 2022
Hello, Tammy! We're happy to know that you received excellent customer service from our Kosciusko team!
Response from 1st Franklin Financial
5 out of 5




Jan 28, 2022
Hey, Kywona! We're ecstatic to know that you received fantastic service from our Kosciusko team. We are looking forward to your next visit.
Response from 1st Franklin Financial
5 out of 5




Jan 28, 2022
Hey, Jason! We are so grateful for your kind review of our Kosciusko staff.
Response from 1st Franklin Financial
5 out of 5




Jan 28, 2022
We're so happy to know that you received good customer service from our Kosciusko team!
Response from 1st Franklin Financial
5 out of 5




Jan 27, 2022
Thank you for your feedback, MarQuean! We look forward to serving you again.
Response from 1st Franklin Financial
5 out of 5




Jan 19, 2022
Hi, Melissa! We're happy to know you received great customer service from our Kosciusko office!
Response from 1st Franklin Financial
5 out of 5




Sep 2, 2020
Thank you for reviewing our Kosciusko office, Charlie!
Response from 1st Franklin Financial
5 out of 5




May 14, 2020
Getting reviews like yours ranks among our favorite things!
Response from 1st Franklin Financial
5 out of 5




Mar 10, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for reviewing our Kosciusko office!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Friendly service is our commitment to you, Arthur!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for taking the time to review our Kosciusko office!
Response from 1st Franklin Financial