1st Franklin Financial
Houston

1st Franklin Financial Houston

5.0 out of 5.0full starfull starfull starfull starfull star
12 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
12 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
102 N. Jefferson Street
Houston, MS 38851
US
(662) 456-7404(662) 456-7404
Serving Houston since 2002!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Nabor's Home Center of Houston
(662) 456-2505
See Offers
Dendy Equipment Co., Inc
(662) 456-2561
See Offers
McDaniel Made Furniture
(601) 529-6617
See Offers
Gray's Tire Service
(662) 568-2525
See Offers
Bluprint Custom Wheels and Tires LLC
662-304-8405
See Offers
Livestock Grocery, LLC
662-631-5101
See Offers
Chickasaw Equipment Company
662-456-3391
See Offers
Nabor's Home Center of Eupora
(662) 258-2504
See Offers
Nabor's Home Center of Ackerman
(662) 285-3395
See Offers
Hunter's Haven LLC
(662) 841-0422
See Offers
Main Street Mattress
(662) 840-0401
See Offers

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jun 21, 2022
Great service during a rough time.
Al W.
5 out of 5full starfull starfull starfull starfull star
Apr 7, 2022
Friendly staff and good rates! Work with you to maintain good payments.
Billy G
5 out of 5full starfull starfull starfull starfull star
Apr 7, 2022
Great customer service and friendly staff. They make the financing process much easier!
Tara G
5 out of 5full starfull starfull starfull starfull star
Feb 25, 2022
Love the people there. Fantastic customer service. Always made me feel appreciated.
Sallie W
5 out of 5full starfull starfull starfull starfull star
Feb 8, 2022
Kathy and the rest of the staff are always friendly and nice whenever I come in. Always greet me with a smile!!
Tereka R.
5 out of 5full starfull starfull starfull starfull star
Nov 16, 2021
Great service very nice women
Timothy E
Hey, Timothy! Thank you for reviewing our Houston office.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Customer service is excellent, very nice people.
Sara W.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly staff Always greets me with a smile and asks about family
Mary S.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
They always do as much as they can to help me when I need it! They are awesome!!
Anna M.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I really enjoy doing business with 1st Franklin because they're very understanding people's to do business with and I would recommend them to anyone
Shelia H.
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 14, 2019
Always excellent doing business with first Franklin. Have been a customer for years and will continue to be in the future. Each employee always greets me by my name and always so friendly. Highly recommend them to anyone needing to get a loan for any reason.
Randy S.
We wanted to take a moment to thank you for telling us more about your experience with us. Thank you for being a loyal customer!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 10, 2019
The staff is very friendly and helpful.
Demarius I.
We are happy to see that you found our Houston staff to be friendly and helpful!
Response from 1st Franklin Financial