Branch Locations
1st Franklin Financial
Gulfport
Gulfport
1st Franklin Financial Gulfport
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
12261 Highway 49
Suite 15
Gulfport, MS 39503
US
(228) 539-9336(228) 539-9336
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




September 2, 2020
Absolutely love this location in Gulfport. Everyone had warm smiles and greeted me. This immediately made me feel important to them. I do not have the best credit history. Yet the staff went above and beyond to get me the perfect loan I needed. I highly recommend 1st Franklin Financial to anyone . They’re very understanding and reliable. Thank you so much!
Desiraee, J.
Response from 1st Franklin Financial
September 2, 2020
Thank you for your review, Desiraee! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0




March 7, 2020
1st Franklin works with me anytime I needed extra help.
James C.
5.0 out of 5.0




March 5, 2020
wonderful customer service..very patient and will go out of their way to work with you and for you. thank you 1st franklin
Judith B.
5.0 out of 5.0




March 5, 2020
They dont try to screw me over and that is all the quality I need.
Travis J.
5.0 out of 5.0




March 5, 2020
5 star all the way.
John S.
5.0 out of 5.0




March 5, 2020
They make you feel welcomed and help you when able, good place & people..
Amanda O.
5.0 out of 5.0




March 5, 2020
Great service, friendly employees
Wayne D.
5.0 out of 5.0




March 4, 2020
Gulfport Office is The Best !
Andrew P.
5.0 out of 5.0




March 4, 2020
Great customer service
Christopher F.
5.0 out of 5.0




March 4, 2020
Great customer service and quick response
Patrick N.
5.0 out of 5.0




March 4, 2020
Fantastic service
Mia F.
5.0 out of 5.0




March 3, 2020
Friendly staff, Great Customer Service.
Ashley P.
4.0 out of 5.0




March 3, 2020
They have really great customer service! I haven't always been the best customer but they have worked hard to help me anyway they can.
Candice B.
5.0 out of 5.0




March 3, 2020
Great Customer service
Kimmie L.
5.0 out of 5.0




March 3, 2020
Great service and easy getting finance.
Jeffrey R.
5.0 out of 5.0




October 30, 2019
I have done business with 1st Franklin for many years now. Love the folks that work there!!
Georgia W.
Response from 1st Franklin Financial
October 30, 2019
Thank you so much for taking the time to write such a nice review.
5.0 out of 5.0




October 28, 2019
Great service!!
Marlinda F.
Response from 1st Franklin Financial
October 28, 2019
Thank you for giving us a pat on the back. We value your business.
5.0 out of 5.0




September 9, 2019
I would most differently recommend first Franklin for all ur loan business..Great service kind hearted people.
Jackie W.
Response from 1st Franklin Financial
September 9, 2019
We believe all our employees put our customers first and it's great to hear about your positive experience.
Displaying 1 out of 18 reviews