1st Franklin Financial
Gulfport
1st Franklin Financial Gulfport
4.9 out of 5.0full starfull starfull starfull starfull star
19 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
19 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
12261 Highway 49
Suite 15
Gulfport, MS 39503
US
(228) 539-9336(228) 539-9336

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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Leave a Review
4 out of 5full starfull starfull starfull starempty star
Apr 22, 2021
Fast and compassionate service. Closed acct. Now wish a loan by mail $3000 . Not interrogated in office no privacy. Retired teacher. Pandemic chaos took last retail job Rainbowshop, Biloxi. But started social security. Gulfport
Judy G
Thank you for your feedback, Judy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 2, 2020
Absolutely love this location in Gulfport. Everyone had warm smiles and greeted me. This immediately made me feel important to them. I do not have the best credit history. Yet the staff went above and beyond to get me the perfect loan I needed. I highly recommend 1st Franklin Financial to anyone . They’re very understanding and reliable. Thank you so much!
Desiraee, J.
Thank you for your review, Desiraee! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
1st Franklin works with me anytime I needed extra help.
James C.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
wonderful customer service..very patient and will go out of their way to work with you and for you. thank you 1st franklin
Judith B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They dont try to screw me over and that is all the quality I need.
Travis J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
5 star all the way.
John S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They make you feel welcomed and help you when able, good place & people..
Amanda O.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service, friendly employees
Wayne D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Gulfport Office is The Best !
Andrew P.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Christopher F.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and quick response
Patrick N.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Fantastic service
Mia F.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly staff, Great Customer Service.
Ashley P.
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
They have really great customer service! I haven't always been the best customer but they have worked hard to help me anyway they can.
Candice B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer service
Kimmie L.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and easy getting finance.
Jeffrey R.
5 out of 5full starfull starfull starfull starfull star
Oct 30, 2019
I have done business with 1st Franklin for many years now. Love the folks that work there!!
Georgia W.
Thank you so much for taking the time to write such a nice review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 28, 2019
Great service!!
Marlinda F.
Thank you for giving us a pat on the back. We value your business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 9, 2019
I would most differently recommend first Franklin for all ur loan business..Great service kind hearted people.
Jackie W.
We believe all our employees put our customers first and it's great to hear about your positive experience.
Response from 1st Franklin Financial