Branch Locations
1st Franklin Financial
Columbus
Columbus
1st Franklin Financial Columbus
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
3189 Highway 45
Suite E
Columbus, MS 39705
US
(662) 328-2200(662) 328-2200
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(16 Reviews)5.0 out of 5.0
March 8, 2020
Friendly,courteous staff they really try to work with you,all of them
Velma H.
Response from 1st Franklin Financial
March 8, 2020
Thank you for your kind review of our Columbus staff!
5.0 out of 5.0
March 8, 2020
I love your office personnel! Friendly and kind. I have enjoyed the relationship. I wouldloveto be considered for lower rates in the future.
Lula S.
Response from 1st Franklin Financial
March 8, 2020
We love having you as a customer, Lula! Thank you for your review.
5.0 out of 5.0
March 6, 2020
Awesome customer service 5 star
Deborah M.
Response from 1st Franklin Financial
March 6, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 4, 2020
Great services!!
Dewanda P.
Response from 1st Franklin Financial
March 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
March 4, 2020
EXCELLENT, PROFESSIONAL, COURTEOUS SERVICE AT ALL TIMES.
Margaret W.
Response from 1st Franklin Financial
March 4, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
5.0 out of 5.0
March 4, 2020
Great service!!!
George L.
Response from 1st Franklin Financial
March 4, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 4, 2020
Great customer service. Great staff members with good personalities.
Meichel B.
Response from 1st Franklin Financial
March 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0
March 4, 2020
The entire staff is grade A+ they go above and beyond to help you with your need
Kelvin J.
Response from 1st Franklin Financial
March 4, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
4.0 out of 5.0
March 4, 2020
The service is great.
Mary L.
Response from 1st Franklin Financial
March 4, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 4, 2020
Great customer service/fast & friendly
Margarine V.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 3, 2020
Trustworthy and always there when you need assistance. I love the mobile app.
Roxanne E.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
March 3, 2020
Great
Greg C.
5.0 out of 5.0
March 3, 2020
I appreciate the service I receive
Georgia B.
5.0 out of 5.0
March 3, 2020
Great customer service
Michael W.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 9, 2019
Great customer service and online payments was a plus
Roxanne E.
Response from 1st Franklin Financial
September 9, 2019
Thank you for reviewing our Columbus office!
5.0 out of 5.0
September 9, 2019
Very helpful.
Pamela P.
Response from 1st Franklin Financial
September 9, 2019
We are happy to see that you found our Columbus staff to be helpful!
Displaying 1 out of 16 reviews