UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Clinton

1st Franklin Financial Clinton

4.7 out of 5.0

19 Reviews

Leave a Review

4.7 out of 5.0

19 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

317 Highway 80 East

Clinton

MS 39056

(601) 460-0088(601) 460-0088

Serving Clinton since 1996!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

CHS Buildings

(601) 720-5148

See Offers

Woods Equipment and Trading Company

(601) 708-5977

See Offers

Downrange Gun and Tactical

(769) 233-8807

See Offers

Mr. Transmission - Jackson

(601) 352-3021

See Offers

Ready Decks of Mississippi

(601) 206-0013

See Offers

Recent Reviews

4.7 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Oct 7, 2022

Richard Easley

Johnny t

We hate to see a 1-star rating for our Clinton office. If there is something we can do to create a better experience for you, please give us a call to speak to our Branch Manager.

Response from 1st Franklin Financial

5 out of 5

Jul 21, 2022

The process of getting a loan was easy. The customer service was great I will definitely be referring customers . Victoria was awesome very kind and polite.

Lashaunda W

2 out of 5

Jun 1, 2022

Be careful! Paid our account off, after calling to find out how much it would be to pay it off and close the account! Got a call saying we owed $50 more, paid that! 2 months later , got a bill stating we owe approximately $500! Good luck as, beings as conversations are recorded, we have the date and time to have our conversation reviewed stating how much we owe ‘ to CLOSE this account ‘ ! Enough said . So.. my feedback is.. be careful .. if you use this bank , document, record, make copies .. have PROOF of all information in case this happens to you , then there will be no issues . We have our proof .. Thank God! Sadly , many people get conned or plain screwed!! 2 stars is being nice !

R&Z C

We would like to extend our sincerest apologies for the issues you have had with our Clinton office. We would greatly appreciate the opportunity to discuss this with you. If you would be willing to talk further, please call our Quality Assurance Department at 1-800-700-7943.

Response from 1st Franklin Financial

5 out of 5

Dec 28, 2021

Great Friendly Customer Service. The process was quick and simple. Rick made me feel very comfortable and welcome. So if you are looking for an inexpensive and flexible loan this is the place.

Constance C.

Hello, Constance! Friendly customer service is our commitment to you. Thank you for your assessment of our services!

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

They always come through when I need them the most.

Olivia M.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Good customer service

Patricia L.

We are so grateful for your feedback!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

They were on point with everything I needed

Mario C.

We are extremely grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Amazing customer service Always friendly

Renata W.

Thank you so much for taking a few moments to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great service

Bobby W.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Customer Service Is Excellent

Tawanda P.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Very nice to me. The receptionist knows my name and always has a smile. I would highly recommend them for any of your financial needs.

Lanitta F.

We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

great

Tawny S.

Thank you for taking the time to review our Clinton office!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great

Carolyn W.

Thank you for reviewing our Clinton office!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

I will never forget how First Franklin came to my rescue. I’n my most troubled time they found a way to assist me. I’m forever grateful. A company truly interested in meeting the customer’s needs. Number 1 in my book!!!

Michelle W.

Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great

Carolyn W.

Thank you for your review, Carolyn!

Response from 1st Franklin Financial

4 out of 5

Mar 3, 2020

Employees are very courteous and helpful

Curther B.

Thank you for your kind review of our Clinton staff!

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Excellent luv'd everyone

Kresha M.

We love having you as a 1st Franklin customer, Kresha!

Response from 1st Franklin Financial

4 out of 5

Sep 9, 2019

Excellent service:

Clint W.

Thank you for your review, Clint!

Response from 1st Franklin Financial

4 out of 5

Sep 5, 2019

Great staff

Myrtis A.

Thank you for reviewing our Clinton office!

Response from 1st Franklin Financial

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