Branch Locations
1st Franklin Financial
Carthage
Carthage
1st Franklin Financial Carthage
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
211 Hwy 35 N
Carthage, MS 39051
US
(601) 267-5621(601) 267-5621
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(18 Reviews)5.0 out of 5.0
November 2, 2020
The customer service is always excellent and they try to help anyway that they can.
Melissa R
Response from 1st Franklin Financial
November 2, 2020
We are delighted to have had the opportunity to serve you, Melissa.
5.0 out of 5.0
March 6, 2020
Great service
Michael F.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your positive review, Michael!
5.0 out of 5.0
March 4, 2020
Great service and the staff is great
Mark A.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great customer service from the people at 1st Franklin is what you can expect at all times.
Shelia G.
Response from 1st Franklin Financial
March 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 4, 2020
Excellent service good service
Pearline B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to review our Carthage office!
5.0 out of 5.0
March 3, 2020
The customer service is amazing. The ladies are so friendly and professional.
Amy T.
Response from 1st Franklin Financial
March 3, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 3, 2020
Great staff and very friendly
Mark A.
Response from 1st Franklin Financial
March 3, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 3, 2020
Great service and most wonderful group lady’s that will help you any way they can!
Joey K.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your kind review of our Carthage staff!
5.0 out of 5.0
March 3, 2020
Y’all came to my life when I need help the most I had money problems and got a check in the mail saying if I agreed to the condition to sign and deposit !!!! I want to say thank y’all !!!!!!!
Mario V.
Response from 1st Franklin Financial
March 3, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 3, 2020
treated me well very helpful
Brantley W.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 14, 2019
My experience has been top rated. Everyone is always very polite and professional.
Shelia G.
Response from 1st Franklin Financial
September 14, 2019
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0
September 10, 2019
Great customer service
Veronica E.
Response from 1st Franklin Financial
September 10, 2019
We are grateful for your review, Veronica!
5.0 out of 5.0
September 9, 2019
Excellent customer service
Thelma B.
Response from 1st Franklin Financial
September 9, 2019
Thank you for your review!
3.0 out of 5.0
September 9, 2019
Good customer service.
Bertha B.
Response from 1st Franklin Financial
September 9, 2019
Thank you for your review!
5.0 out of 5.0
September 9, 2019
I’ve always been treated with great respect . Great company !!!!
Jimmie B.
Response from 1st Franklin Financial
September 9, 2019
Thank you for reviewing our Carthage office!
5.0 out of 5.0
September 9, 2019
Excellent customer service
Mark A.
Response from 1st Franklin Financial
September 9, 2019
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
September 9, 2019
Great customer service.
Timmy H.
Response from 1st Franklin Financial
September 9, 2019
Thanks for your review, Timmy!
5.0 out of 5.0
September 9, 2019
AMAZING! I just love them!
Autumn C.
Response from 1st Franklin Financial
September 9, 2019
We know that you have options and we are very happy you chose to do business with us.
Displaying 1 out of 18 reviews