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HomeMississippiWinona1st Franklin Financial

Installment Loans at our
Winona, MS Branch

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616 N. Applegate Street
Winona, MS 38967
(662) 283-1626
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

What are you struggling to afford? Do you need money urgently right now in Winona? 

1st Franklin Financial offers personal loans in our Winona, Mississippi branch, where we have an on-site staff to walk you through the loan process. We are pleased to have many locations throughout the state and region to serve you where you live. Winona residents use our loans for many purposes, such as to repair their cars, make home renovations, take vacations, pay for holiday expenses, and afford school supplies. 

Our Winona branch is located at 616 North Applegate Street. In this branch, we serve individuals and families living in Winona, Eupora, Vaiden, Coila, Carrollton, Ackerman, French Camp, Weir, Duck Hill, Mathiston, and Kilmichael. 

We are in a brick building across the street from Scott Petroleum and in the same parking lot as Vallarta. 

To accommodate our local customers, we have wheelchair seating available in our Winona office. There’s a parking lot here for your vehicle when you arrive to discuss your loan needs and financial concerns. 

In Winona, our loans range from $600 to $15,000. The loan amount you qualify for will depend on your application, financial information, and loan needs. We can often provide same-day loans to our customers who submit their applications and supporting documentation before noon. 

In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. To learn more about our company, local branch, and financial offerings, please check out our FAQ page. 

If you live in Montgomery, Carroll, Choctaw, or Webster County, we are here to help you in our Winona branch. 

You may apply online today to borrow the money you need or stop by our Winona branch during business hours. We welcome the opportunity to meet you and be your local lender whenever you need a personal loan. 

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Grenada, MS

19.98 Miles away
1224 Sunset Drive
Grenada, MS 38901
(662) 226-9800
Get Directions View Location

1st Franklin Financial
Greenwood, MS

26.78 Miles away
611 W Park Ave
Greenwood, MS 38930
(662) 453-1105
Get Directions View Location

1st Franklin Financial
Kosciusko, MS

31.50 Miles away
120 Veterans Memorial Hwy
Kosciusko, MS 39090
(662) 289-8112
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.