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HomeMississippiStarkville1st Franklin Financial

Installment Loans at our
Starkville, MS Branch

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706 Highway 12 West, Suite C
Starkville, MS 39759
(662) 323-5746
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Starkville, Mississippi residents use our personal loans when they need to catch up on bills, handle an unexpected emergency, and consolidate debt. You can use our Starkville loans for many purposes and feel confident in your financial decision when you work with 1st Franklin Financial. 

Our Starkville branch is one of our many locations in Mississippi. We are located at 706 Highway 12 West, Suite C. We are next to Dr. Ford Vision and across the road from Aldi.

In our Starkville branch, we also serve individuals and families living in nearby Macon, Brooksville, Pheba, West Point, Crawford, Artesia, Ackerman, Eupora, Maben, and Mathison. To accommodate our local customers, we have wheelchair-accessible accommodations and parking spots outside our branch office. You’ll easily find plenty of parking available in front of our building. 

Our Starkville loans range from $600 to $15,000. We pull credit to make loan determinations, but consider many factors beyond just credit score to assess each customer application. We offer title loans in our Starkville branch and can offer same-day approval in many circumstances. 

In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. 

If you live in Oktibbeha, Lowndes, Clay, Choctaw, Winton, or Noxubee County, we welcome the opportunity to meet with you in our Starkville branch. Please visit our FAQ page to learn more about our financial company, our local branch, and answers to common questions our Starkville customers often ask us.

If you’re ready for the money you need right away, you may apply online today from the convenience of your home. We also welcome you to visit us in person at our Starkville branch to learn more about how personal loans work and to get a staff member’s help completing your loan application. 

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Columbus, MS

23.85 Miles away
3189 Highway 45, Suite E
Columbus, MS 39705
(662) 328-2200
Get Directions View Location

1st Franklin Financial
Louisville, MS

25.78 Miles away
2579 N. Church Avenue
Louisville, MS 39339
(662) 773-4895
Get Directions View Location

1st Franklin Financial
Houston, MS

32.21 Miles away
102 N. Jefferson Street
Houston, MS 38851
(662) 456-7404
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.