1st Franklin Financial
New Albany, MS
New Albany, MS 38652
Ripley, Mississippi residents can rely on 1st Franklin Financial when they need personal loans for any reason. Our loans are fast, easy, and affordable so that you can stop stressing about money and get back to living your life. Ripley-area individuals and families often use our loans for car and home repairs, medical bills, debt consolidation, holiday and event expenses, and much more.
Our Ripley branch is located at 1703 City Avenue North, Suite B. We are in the middle bay of a three-bay building, beside Hot Lox Boutique and one door down from the Southern Sentinel newspaper. For your convenience, parking is available in front of our building.
In our Ripley branch, we also serve customers coming in from nearby Falkner, Blue Mountain, Walnut, Chalybeate, Dumas, Tiplersville, Ashland, Lamar, Michigan City, and Middleton, Tennessee. We are pleased to offer many locations throughout the state and entire region.
Our minimum Ripley loan amount is $600. We do not base loans on credit scores alone; rather, we look at various factors when making each loan decision. Establishing set monthly loan payments may be just what you need to get back on track.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about 1st Franklin Financial, our loans, and our other financial services by browsing our FAQ page.
If you live in Tippah or Benton County in Mississippi, or Hardeman County, Tennessee, we look forward to meeting you and discussing your financial goals in our Ripley office.
To get the money you need right now with no hassles or delays, please visit our Ripley branch during business hours. You may also call us to provide application information over the phone, or apply online from the convenience of your home.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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