If you need personal loans for any reason, 1st Franklin Financial is here to help. We have many branch locations throughout Mississippi, including a Ridgeland branch. In Ridgeland, we can help you get quick cash for your car, home, travel, bills, an emergency, or something else.
Our Ridgeland branch is located at 398 Highway 51, Suite 130. We are in the Mac’s Fresh Market shopping center and on the corner of School Road and Highway 51.
For your convenience, we have a parking lot in front of our office. We also have wheelchair-accessible seating in our office.
Our local team serves people living in all of these neighboring communities: Ridgeland, Jackson, Madison, Canton, Gluckstadt, Yazoo City, Flora, Bentonia, Benton, Flowood, and Brandon.
If you live in Madison, Yazoo, Rankin, or Hinds County, we look forward to assisting you and helping you take control of your finances in our Ridgeland branch.
In Ridgeland, we make consumer loans beginning at $600 and up to $15,000. Imperfect credit? No problem, we would like the opportunity to take a look at your application and see if we can help you.
Our Ridgeland staff makes loan decisions in as little as 20 minutes, and same-day funding may be available if you are approved. If you cannot make your monthly payment for a month, please reach out to us. We may have ways to assist you with payment relief for a month, and if not, we will work with you as much as possible. We are open 8:30 AM to 5:30 PM, but on Wednesdays we close at 1:30 PM.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about our loans and other services on our FAQ page.
Please visit us in Ridgeland or apply online today for your loan.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Pearl, MS
1st Franklin Financial
Clinton, MS
1st Franklin Financial
Forest, MS
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
