1st Franklin Financial has been helping individuals reach their financial goals by providing personal loans for over 80 years. 1st Franklin Financial has a strong local presence throughout Mississippi, with many convenient branch locations to serve you where you live. One of our branches is in Pearl, where you will find our friendly loan professionals ready to assist you in obtaining a personal loan for any purpose.
Our Pearl branch is located at 3823 Highway 80 E, Suite 800 – 900. We are located on Highway 80 in Pearl in the shopping center next to Hinds Community College.
To accommodate our Pearl customers, we have wheelchair-accessible parking available. Parking spots are available along the front of our shopping center, including right in front of our building.
Our Pearl branch serves individuals and families living in Pearl, Brandon, Flowood, Richland, Florence, Pelahatchie, and surrounding Jackson area.
At 1st Franklin Financial in Pearl, we provide consumer loans beginning at $600 and up to $15,000. Imperfect credit? No problem, we would like the opportunity to review your application and see how we can assist you in achieving your financial goals.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. To learn more about our company and services, please visit our FAQ page.
If you live in Rankin or Hinds County, we invite you to stop by and visit our Pearl branch during normal business hours. We are open Monday, Tuesday, Thursday, Friday from 8:30 am to 5:30 pm. and Wednesdays, from 8:30 am to 1:30 pm. You may also apply online today to expedite the loan process. We look forward to assisting you and helping you reach your financial goals.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
