1st Franklin Financial makes it easy to borrow money and has been helping people get personal loans for over 80 years. We have many locations throughout Mississippi, including an Oxford branch staffed with financial professionals who can help you get the loan you need at the best rates to fit your budget.
Our Oxford branch is located at 301 Heritage Drive, in a strip mall next door to The Gamerz Den. Other businesses in the same strip mall include G’s Barber Shop and Hertz car rental. Our office is also across the street from the Holiday Express hotel.
For your convenience, we have a parking lot in front of our building and wheelchair-accessible accommodations for our customers.
Our branch serves Oxford residents, as well as those living in the following nearby communities: Water Valley, Holly Springs, Abbeville, Batesville, Pontotoc, New Albany, Coffeeville, Bruce, Byhalia, Waterford, and Sardis.
Our Oxford loans go up to $15,000, but please note that we no longer offer starter loans. If you obtain a loan from us and want to change the terms or amounts, your monthly payments may change. Once we receive and review your application, we can advise you of the exact amounts required for your monthly payments.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. Please visit our FAQ page to learn more about our financial services and why Oxford-area residents choose 1st Franklin Financial when they need quick cash for any reason.
If you live in Lafayette, Marshall, Panola, or Yalobusha County, please don’t hesitate to reach out to us when you need financial support.
We welcome you to visit or call our Oxford branch during business hours, and our local staff will be happy to help you. You may also apply online today to expedite the loan process.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Batesville, MS
1st Franklin Financial
Senatobia, MS
1st Franklin Financial
Pontotoc, MS
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
