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HomeMississippiNew Albany1st Franklin Financial

Installment Loans at our
New Albany, MS Branch

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320 Park Plaza Drive
New Albany, MS 38652
(662) 538-6902
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

At 1st Franklin Financial in New Albany, we offer personal loans with low monthly payments and the opportunity for same-day funding. New Albany is one of our many Mississippi branch locations, and we’re staffed with friendly and helpful loan professionals to assist you. 

Our New Albany branch is located at 320 Park Plaza Drive. We’re in the shopping center to the left of Walmart, between Hibbett Sports and Shoe Show.

To accommodate our New Albany customers, we have wheelchair-accessible seating and parking available. Parking spots are available along the front of our shopping center, including right in front of our building.

In our local branch, we serve individuals and families who live all throughout the region, including New Albany, Ingomar, Blue Springs, Myrtle, Etta, Ecru, Thaxton, Hurricane, Sherman, Belden, Blue Mountain, Potts Camp, Hickory Flat, Poolville, Ellistown, Baldwyn, Guntown, Oxford, and Abbeville. 

In New Albany, we make loans based on your credit, but consider multiple factors to make each loan decision. If necessary, we can use titles and personal property for collateral. Our minimum loan amount in New Albany is $600. Please note that we do not offer starter loans. 

In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. 

If you live in Union, Pontotoc, Tippah, Lee, Sherman, Benton, Marshall, Prentiss, or Lafayette County, we are here to assist you in our New Albany branch. 

You can find answers to commonly asked questions on our FAQ page, or call our New Albany branch to be connected with a local staff member. 

If you’re ready to get the loan money you need right away, please visit our New Albany branch during business hours or apply online today. We look forward to helping you take control of your financial situation in New Albany, Mississippi. 

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Pontotoc, MS

14.22 Miles away
2249 Hwy 15 North
Pontotoc, MS 38863
(662) 489-1151
Get Directions View Location

1st Franklin Financial
Ripley, MS

18.97 Miles away
1703 City Ave North, Suite B
Ripley, MS 38663
(662) 512-5808
Get Directions View Location

1st Franklin Financial
Tupelo, MS

23.06 Miles away
1811 W. Main Street, Suite D
Tupelo, MS 38801
(662) 842-9992
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.