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HomeMississippiHouston1st Franklin Financial

Installment Loans at our
Houston, MS Branch

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102 N. Jefferson Street
Houston, MS 38851
(662) 456-7404
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

8817 Houston, MS

1st Franklin Financial has many branch locations throughout Mississippi to help individuals and families get the quick cash they need. One of our local branches is in Houston, Mississippi, where we can help you get personal loans to pay for whatever you need or want urgently. 

Our Houston branch is located at 102 North Jefferson Street. We’re on the north side of the square facing the county court house. We are also across from city hall and the fire station.  

Public street parking is available near our Houston branch office for your convenience. We have a wheelchair-accessible sidewalk outside our office. 

In Houston, we also serve people living in the following nearby communities: Vardaman, Calhoun City, Bruce, Houlka, Okolona, Mantee, Maben, West Point, Eupora, Pittsboro, Derma, Big Creek, Prairie, Gore Springs, Water Valley, Mathiston, Cedar Bluff, Woodland, Aberdeen, Van Vleet, and Wren. 

Some of the most common questions our Houston-area customers ask are about our loan sizes and interest rates. Our customers also ask us about how we make loan decisions, our credit bureau reporting requirements, and what you need to apply for a personal loan. 

We are happy to answer all of your questions when you visit our Houston branch or call us during business hours. You can also find answers to many commonly asked questions on our website’s FAQ page. 

In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. 

We are here to help you with personal loans in the Mississippi counties of Chickasaw, Clay, Calhoun, Webster, and Monroe. 

If you are ready to get the personal loan you need right away, please apply online today. We also welcome you to visit us in our Houston branch to meet with our friendly and knowledgeable staff and discuss the terms and rates for a loan you may qualify for. 

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Pontotoc, MS

26.54 Miles away
2249 Hwy 15 North
Pontotoc, MS 38863
(662) 489-1151
Get Directions View Location

1st Franklin Financial
Tupelo, MS

29.02 Miles away
1811 W. Main Street, Suite D
Tupelo, MS 38801
(662) 842-9992
Get Directions View Location

1st Franklin Financial
Amory, MS

30.86 Miles away
1112 Highway 278 East, Suite C
Amory, MS 38821
(662) 256-1054
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.