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HomeMississippiHernando1st Franklin Financial

Installment Loans at our
Hernando, MS Branch

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2412 E. Parkway Street
Hernando, MS 38632
(662) 449-2661
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Are you looking for a quick, flexible solution for financial troubles or need to handle an unexpected emergency? 

1st Franklin Financial has many branch locations throughout Mississippi, including a Hernando branch to assist residents in this part of the state. In Hernando, we offer personal loans for urgent needs, such as car or home repairs, vacations, school expenses, or holiday gifts. 

Our Hernando, Mississippi, branch is located at 2412 East Parkway Street. We are just off Commerce Street, next to Kroger. We’re in the shopping complex next to Lenny’s, Brick Oven Pizza, and Super Tans. 

For your convenience, we have a large parking lot with wheelchair-accessible parking available. We also have a wheelchair-accessible sidewalk for our Hernando customers. 

Our Hernando branch staff serves all of these local communities: Hernando, Southaven, Byhalia, Robinsonville, Horn Lake, Lake Cormorant, Senatobia, Olive Branch, Walls, Holly Springs, Memphis, Coldwater, Robinsonville, Tunica, and Lewisburg. 

Our Hernando-area customers often ask us if we have a local bank to cash their checks and what our loan sizes are. We will be more than happy to answer all your questions and address your concerns when you visit our Hernando branch or give us a call during business hours. 

You can learn more about our loans and other financial services by visiting our FAQ page. In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. 

If you live in the counties of DeSoto, Tunica, Marshall, or Shelby, we are here when you need a helping hand in Hernando. 

Please apply online today if you’re ready to get the loan money you need without any hassle or delay. You can also call us to provide application information over the phone or visit us in person at our Hernando branch. 

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Olive Branch, MS

11.87 Miles away
7047 Commerce Drive, Suite D
Olive Branch, MS 38654
(662) 895-7022
Get Directions View Location

1st Franklin Financial
Senatobia, MS

13.51 Miles away
210 Collonade Plaza
Senatobia, MS 38668
(662) 560-1975
Get Directions View Location

1st Franklin Financial
Cordova, TN

25.36 Miles away
1250 N Germantown Parkway, Suite 110
Cordova, TN 38016
(901) 286-1401
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.