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HomeMississippiColumbus1st Franklin Financial

Installment Loans at our
Columbus, MS Branch

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3189 Highway 45, Suite E
Columbus, MS 39705
(662) 328-2200
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Our 1st Franklin Financial personal loans are a reliable and responsible way to borrow money when you need quick cash. We have a Columbus, Mississippi, branch to assist people living in this part of the state. 

In Columbus, we are located at 3189 Highway 45, Suite E. This is one of our many Mississippi locations and an office staffed with friendly and knowledgeable loan professionals to walk you through the lending process from start to finish. 

Our Columbus branch also serves the following nearby communities: Hamilton, West Point, Aberdeen, Artesia, Crawford, Macon, Brooksville, Shuqualak, Pheba, Steens, and Caledonia. 

We are located in the Holly Hills Plaza on Highway 45 North, in the same shopping center as Weekends Plus Urgent Care and Southern Sweets Ice Cream Shop. We have a wheelchair-accessible ramp to accommodate our customers. Also, we have a parking lot in front of our shopping complex for your convenience. 

Our Columbus-area customers often ask us about the types of loans we provide, our loan amounts, and how we make loan decisions. 

We are a personal installment loan lender, and we can take titles and personal property for collateral. Our loans range from $600 to $15,000 in Columbus. We pull credit to provide loans to our customers but also look at many financial factors to make lending decisions. 

People living in Lowndes, Clay, Monroe, and Noxubee counties know they can trust 1st Franklin Financial when they need fast, friendly, and easy personal loans. In addition to our personal loans with no runarounds and no surprises, 1st Franklin Financial also offers financial assistance with investments and retail financing. 

Please visit our FAQ page to learn more about our financial company and our loans and other services. If you’re ready to get the money you need right away, please visit our Columbus branch, call us, or apply online today.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Starkville, MS

23.85 Miles away
706 Highway 12 West, Suite C
Starkville, MS 39759
(662) 323-5746
Get Directions View Location

1st Franklin Financial
Amory, MS

30.22 Miles away
1112 Highway 278 East, Suite C
Amory, MS 38821
(662) 256-1054
Get Directions View Location

1st Franklin Financial
Fayette, AL

37.80 Miles away
2302 Temple Avenue N
Fayette, AL 35555
(205) 932-8080
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.