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HomeMississippiColumbia1st Franklin Financial

Installment Loans in
Columbia, MS

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803 US Hwy 98 Byp, Suite B
Columbia, MS 39429
(601) 731-9500
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

1st Franklin Financial has many locations throughout the state of Mississippi, including a Columbia branch. In this branch, we provide personal loans to people who need money urgently and want to borrow funds for a variety of purposes. 

Our Columbia, Mississippi branch is located at 803 U.S. Highway 98 Bypass, Suite B. You can easily find our branch situated in the Ramey’s Shopping Center beside Fitness Depot. 

In Columbia, we have a wheelchair-accessible sidewalk to accommodate our local customers. We also have a large parking lot for your vehicle so that you don’t have to search elsewhere for a spot when you arrive to discuss your financial situation with our Columbia staff. 

Our Columbia-area customers often ask us about credit checks, loan amounts, and how quickly they can get their loan money. 

We pull credit to make loan approvals but look at multiple factors to make loan decisions – not just credit score. Our minimum loan amount is $600, and our maximum loan amount in Columbia is $15,000. We can secure a loan with personal property or an automobile. Same-day loan approvals are possible if you submit all the required documentation by noon. 

In our Columbia branch, we also serve customers living in the following nearby communities: Sandy Hook, Sumrall, Tylertown, Jayess, Prentiss, Carson, Bassfield, Oak Vale, Lumberton, and Oloh. In addition to our personal loans with quick approvals, 1st Franklin also offers financial assistance with investments and retail financing. 

Whether you live in Marion, Walthall, Jefferson Davis, Lamar, Forrest, or Lawrence County, 1st Franklin Financial is here for you whenever times get tough or you need a financial boost to keep up or get ahead. 

Please check out our FAQ page to learn more about our financial company and the loans we provide. You can apply for a personal loan with us by visiting our Columbia branch, calling our staff, or applying online today.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Hattiesburg, MS

29.98 Miles away
6335 US Hwy 49, Suite 20
Hattiesburg, MS 39401
(601) 296-0400
Get Directions View Location

1st Franklin Financial
McComb, MS

37.38 Miles away
1200 Lasalle Street, Suite 8
McComb, MS 39648
(601) 684-8484
Get Directions View Location

1st Franklin Financial
Magee, MS

43.71 Miles away
1667 Simpson Hwy 49, Suite 4
Magee, MS 39111
(601) 849-5510
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.