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HomeLouisianaHouma1st Franklin Financial

Installment Loans in
Houma, LA

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209 Bayou Gardens Blvd, Suite I
Houma, LA 70364
(985) 223-0111
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Among 1st Franklin Financial’s many Louisiana branches is the Houma branch located at 209 Bayou Gardens Boulevard, Suite I.  

In this branch, we offer personal loans with fixed rates and low payments for amounts up to $15,000. Our short- and long-term installment loans come with affordable payment plans so you can pay for what you need and get back to living your best life. We are a family-run personal loan company that has worked in local communities throughout the southeast since 1941. 

Here on Bayou Gardens Boulevard in Houma, we are situated in a strip mall across from Southland Mall. There is a parking lot available for your vehicle when you arrive to discuss your financial needs. 

We have a wheelchair-accessible sidewalk/ramp and seating for our customers’ convenience. But please note that we do not have a public restroom. 

To make our loans, we pull credit and can get you the money same-day when you provide a completed application and supporting documentation by no later than noon. Our loans range from $600 to $15,000, and you don’t need to have good credit to get a loan from 1st Franklin Financial in Houma. In fact, we regularly help people with less-than-perfect credit borrow the money they need in a safe, responsible, and affordable way. 

In our Houma branch, we also serve people traveling from nearby Montegut, Chauvin, Gray, Schriever, Gibson, Galliano, Lockport, Larose, Cut Off, Dulac, Golden Meadow, and Grand Isle. Whether you live in Terrebonne, Lafourche, or Jefferson Parish, we are here for you at 1st Franklin Financial in Houma. 

Applying for a loan is as easy as visiting your local Houma branch in person, giving us a call at 985-223-0111, or applying online today. 

To learn more about our loans and other financial services, please visit our FAQ page.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Thibodaux, LA

11.98 Miles away
323 N. Canal Boulevard
Thibodaux, LA 70301
(985) 447-3841
Get Directions View Location

1st Franklin Financial
Morgan City, LA

27.20 Miles away
1009 Clothilde Street
Morgan City, LA 70380
(985) 384-1691
Get Directions View Location

1st Franklin Financial
LaPlace, LA

33.71 Miles away
1819 W Airline Hwy
LaPlace, LA 70068
(985) 652-1332
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.