1st Franklin Financial
Ruston
1st Franklin Financial Ruston
5.0 out of 5.0full starfull starfull starfull starfull star
15 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
15 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
710 Celebrity Drive
Ruston, LA 71270
US
(318) 251-8017(318) 251-8017
Serving Ruston since 2008!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Oct 19, 2021
I applied online for a loan for last minute wedding money. And I mean only two minutes after I completed my application, Misty King from 1st Financial in Brookhaven called me and she was so nice, down to earth. She made it easy to talk to her and trust her. She was very knowledgeable. I had a different situation and she made my loan happen, trusting me. I really appreciate her and this loan so much. It is going to be a great relief for me. I will definitely be recommending Misty King if they are needing a small personal loan. #grateful
Tracey D
Hello, Tracey! Thank you for taking the time to leave us such a great review and for recommending us to others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Easy to work with, very nice staff
Danita H.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service very friendly and professional
Velma B.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Thank you ladies for all the help over the yrs. Hey when will this note be paid off.? Could you let me know
Julia M.
Thank you for your review, Julia! Please give our office a call for payoff information.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service
Sheila S.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
i love doing business with 1st Franklin they do not harass you for your payment.
Sandra S.
We love having you as a customer, Sandra!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The employees have great customer service and are very friendly.
Laquita P.
Hi, Laquita! Friendly service is our commitment to you!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Love Jamie, Allison and Holly. They just make you feel like you are part of the bunch when you are in there.
Brandy H.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone at 1st Franklin make you feel welcomed and accepted. Allyson is super sweet and helpful and always takes care of us!
Lloyd B.
Thank you for your kind review of our Ruston staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer service, employees are real nice
Janet H.
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service
Leroy J.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Always so helpful
Julia M.
We are so glad that we could help you, Julia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
great cust service and with the loan officersbut would not let me add alittle to the loan today even thou I haved not missed a payment since being eith them so that will be that for them
Janice A.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
I've used these guys for sometime now. Ms.Jamie is the best, she has worked hard for my business and so far have taken care of me. I will continue to use these guys. very trust worthy.
Michael S.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great service
Chevese C.
We are so grateful for your feedback!
Response from 1st Franklin Financial