1st Franklin Financial
Morgan City
1st Franklin Financial Morgan City
4.9 out of 5.0full starfull starfull starfull starfull star
35 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
35 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1009 Clothilde Street
Morgan City, LA 70380
US
(985) 384-1691(985) 384-1691
Serving Morgan City since 2000!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Mar 17, 2021
Ms. Pat and Ricki are seriously the best out there! Please don't hesitate to see them for all of your financial needs!
Shebba T.
Hello, Shebba! Thank you for your kind review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 8, 2020
Ms Pat and the staff are awesome and superb
Dwight S
Thank you for taking the time to review our Morgan City team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 27, 2020
Awesome staff will treat you just like Family!!!!❤️
Barrett G.
We hope that every customer that walks through our door, will feel the same! Thank you for your kind review, Barrett!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 24, 2020
Exceptional customer service. Works miracles with borrowers to help them achieve realistic and reasonable monthly payments. A company that puts customers/borrowers first!
Michelle S.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Awesome staff, they are there when you need them
Stephanie B.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Mrs. Pat, Ricki, Romona && everyone else at the 1St Franklin family are always so polite and any time we need help they manage to find a way to help us out! I could not ask for a better place to do a loan for whatever your needs than at 1st Franklin. We have been faithful customers for over 10 years now :)
Mariah C.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Always great service
Jenna G.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
great service
Steve B.
Thank you for your review, Steve!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
1st Franklin is very helpful.
Nakaya A.
We're always happy to help, Nakaya!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
They've been super awesome with me!
Neil R.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
The costumer service that you get is like no other place. Always have smiles and always polite. And do what they can for you. I would recommend them to anyone and everyone.
Amy D.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us. Thank you for your recommendation!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The ladies are always helpful.
Heath F.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
We have always been very satisfied with First Franklin Financial in Morgan City. Pat, Kim and all the rest of the girls there are very professional, friendly, and helpful. It’s nice to be able to do business with good, honest, caring, hometown people. I recommend them to anyone looking for a small business or personal loan.
Michael K.
We are delighted to have had the opportunity to serve you. Thank you for your recommendation!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly ladies.
Gevin A.
Friendly service is our commitment to you!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Awesome customer service and appreciate all the help with building up my credit score with the loans given looking forward to keep doing my business with you guys ,thanks
Leroy V.
We look forward to serving you for years to come, Leroy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great and friendly Customer Service
Kevin J.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great friendly staff
Judith F.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Thank you
Benny M.
Thank you for being a customer, Benny!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great friendly ladies. Always there for me in my times of need. I wouldn't want to go anywhere else.
Gary A.
We're so happy that we can be here for you, Gary!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Staff was very friendly and helpful. Great customer service.
Laquesha D.
Getting reviews like yours ranks among our favorite things!
Response from 1st Franklin Financial