Branch Locations
1st Franklin Financial
Lake Charles
Lake Charles
1st Franklin Financial Lake Charles
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1700 East Prien Lake Rd
Suite 7
Lake Charles, LA 70601
US
(337) 480-6920(337) 480-6920
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(11 Reviews)5.0 out of 5.0
March 4, 2020
great customer service, very friendly employees
Charles A.
Response from 1st Franklin Financial
March 4, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 4, 2020
Wonderful service.....Always have smile and very helpful.
Reginald B.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 3, 2020
Ms. Rhonda and Ms. Maddie TRULY care about their customers and uncontrollable situations that may arise. Very professional and eager to help in making experiences as pleasant as possible. Highly recommend as the staff is very personable and really do care about the well being of their customers.
Pamela E.
Response from 1st Franklin Financial
March 3, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
4.0 out of 5.0
March 3, 2020
great service
Warner D.
Response from 1st Franklin Financial
March 3, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 3, 2020
Excellent customer service.
Ericka B.
Response from 1st Franklin Financial
March 3, 2020
We are so delighted you took the time to try us.
5.0 out of 5.0
March 3, 2020
Very attentive to my needs!
Ryan R.
Response from 1st Franklin Financial
March 3, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0
March 3, 2020
OUTSTANDING SERVICE
Sammy D.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 3, 2020
Great customer service, I always leave smiling with no complications or complaints. Truly they are a great staff, glad that they are there.
Mentell R.
Response from 1st Franklin Financial
March 3, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
4.0 out of 5.0
September 4, 2019
Great customer service, friendly and always helpful. Only thing that disappointed me was the fact that I had an error online with my checking account number and now I cannot even make a payment with a check. The way I work it is hard for me to get there before I get off. I would recomend this company.
Bernadett B.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review, Ms. Bernadett! The Regional Director over the Lake Charles office will be reaching out to you to discuss your checking account situation.
5.0 out of 5.0
September 4, 2019
Great Company
Bernadine T.
Response from 1st Franklin Financial
September 4, 2019
Thank you, Bernadine!
5.0 out of 5.0
September 4, 2019
Awesome employees who always try to work with you
Tracie B.
Response from 1st Franklin Financial
September 4, 2019
We appreciate your review!
Displaying 1 out of 11 reviews