1st Franklin Financial
Lake Charles
1st Franklin Financial Lake Charles
4.8 out of 5.0full starfull starfull starfull starfull star
12 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
12 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1700 East Prien Lake Rd
Suite 7
Lake Charles, LA 70601
US
(337) 480-6920(337) 480-6920
Serving Lake Charles since 2015!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jan 25, 2021
Rhonda Wright at the Lake Charles location was great. She, along with Chris Deakle, the area supervisor, helped me get a modification for my existing loan because I was furloughed due to COVID-19. As a result, my monthly payments are now more manageable. She was incredibly courteous, understanding, patient, and professional and was great at answering all of my questions. Also, she called me back the same day to make sure the loan modification went through ok. I can't thank her enough. She genuinely cares about customers. I will definitely use First Franklin again for future loans.
Melissa W.
Hello, Melissa! It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great customer service, very friendly employees
Charles A.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Wonderful service.....Always have smile and very helpful.
Reginald B.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Ms. Rhonda and Ms. Maddie TRULY care about their customers and uncontrollable situations that may arise. Very professional and eager to help in making experiences as pleasant as possible. Highly recommend as the staff is very personable and really do care about the well being of their customers.
Pamela E.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
great service
Warner D.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent customer service.
Ericka B.
We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very attentive to my needs!
Ryan R.
We look forward to serving you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
OUTSTANDING SERVICE
Sammy D.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service, I always leave smiling with no complications or complaints. Truly they are a great staff, glad that they are there.
Mentell R.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 4, 2019
Great customer service, friendly and always helpful. Only thing that disappointed me was the fact that I had an error online with my checking account number and now I cannot even make a payment with a check. The way I work it is hard for me to get there before I get off. I would recomend this company.
Bernadett B.
Thank you for your review, Ms. Bernadett! The Regional Director over the Lake Charles office will be reaching out to you to discuss your checking account situation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great Company
Bernadine T.
Thank you, Bernadine!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Awesome employees who always try to work with you
Tracie B.
We appreciate your review!
Response from 1st Franklin Financial