1st Franklin Financial
Houma

1st Franklin Financial Houma

4.7 out of 5.0full starfull starfull starfull starhalf star
29 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
29 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
209 Bayou Gardens Blvd
Suite I
Houma, LA 70364
US
(985) 223-0111(985) 223-0111
Serving Houma since 2002!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Performance Construction Services LLC
(985) 665-7297
See Offers
Performance Powersports LLC
(985) 876-6104
See Offers
Pro Engine
(985) 992-3141
See Offers
H2 Motorsports, LLC
(985) 262-9262
See Offers
Diamond C Offroad and Audio
(985) 876-4690
See Offers
Lefort Furniture and Appliances, Inc
(985) 632-3131
See Offers
Ratchet Garage LLC
(985) 346-6712
See Offers
Dorsey AC Repair LLC
(985) 274-5848
See Offers
CSW Roofing
(985) 855-4902
See Offers
Furniture Mart of Houma
(985) 857-8889
See Offers
Trahan's Heating and Cooling
(985) 333-7990
See Offers
Diamond C Offroad and Audio
(985) 876-4690
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
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Leave a Review
1 out of 5full starempty starempty starempty starempty star
May 27, 2022
I was talked down to at the time of application as and no one had the courtesy to call me back with an answer. Very unprofessional.
Georgia B.
The experience you described is not characteristic of the level of service we expect our office personnel to deliver. We’d like to apologize on behalf of our Houma office staff. If you would like to further discuss your experience, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 25, 2022
i was helped by ms Rachael , she helped me get my first loan so I can get my car and was very nice
Tamalee S.
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2022
The ladies there are great. Always friendly and very helpful. I've had two loans with them and am currently working with them to help my son buy a car.
Jessica F.
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2022
i do love 1st franklin there always there when i need them and i will do any and all business anything i need they are always ready to help
Rebecca B
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2022
i love doing business with 1st franklin i do business with 1st franklin and i always will do my business there
Jackie H
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2022
its a great pleasure doing business with 1st franklin houma your welcomed with a smile and your like family i will always do my business with the ladies in houma
Jerry B
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
These ladies in Houna are awesome !!!
Babette C.
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
They have a great staff and kelly is awesome she addresses my needs as soon as possible
James P.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Absolutely the best staff in Houma! They truly care and give the best customer service!
Darren K.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent service!!
Amanda R.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Kellie G.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service.
Stephen S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly, Loves all, Speaks to all, Great Customer Service, Appreciate Y'ALL alot. Thanks for being there for me.
Judy L.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The way they looks out for me what ever they can do for me it's on a Excellent bases
Marlon J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service when u need it
Roberta B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
i could not ask for better services. you all are always their for my ever needs thank you all keep up the good job.
Leona P.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome people and a awesome place to do business I recommend 1st franklin to everyone I know
Jackie H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome team. Friendly, professional and always smiling. Good folks.
Kane T.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Fast and friendly service!
Elvis W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly service
Kim R.