1st Franklin Financial
Covington

1st Franklin Financial Covington

4.7 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2033 Hwy 190 North
Suite 7
Covington, LA 70433
US
(985) 893-3621(985) 893-3621
Serving Covington since 2014!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
The Big R Services
(985) 878-4283
See Offers
Outdoor Living Center
(985) 893-8008
See Offers
Circle D Lawn Equipment
(985) 898-0905
See Offers
Discount Appliances of Mandeville
(985) 400-5013
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Oct 27, 2022
Such great employees! There are always there to help when needed!
Chasity L
5 out of 5full starfull starfull starfull starfull star
May 12, 2022
They have been there for me through the good & bad times. I can count on them to be there.
Susan H
1 out of 5full starempty starempty starempty starempty star
May 7, 2022
After doing business there for a couple of years, my loan was turned down, and they keep going through employees, and last Friday I tried to call 8n a payment and the phone was busy all day!! I would definitely not recommend anyone to do business with them, there service has gone to Crap, just like Tower Loan, I don't know why any financial institution would give me a loan to get a Water well drilled, when I have a clear deads as collateral,
Warren W.
Hello, Warren. We would like to apologize for your disappointment with our Covington office. If you would like to speak to someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 25, 2021
Chris Deakle, the area supervisor, provided me with exceptional customer service. I was furloughed due to COVID, so he, along with Rhonda Wright, the Lake Charles branch manager, helped me modify my existing loan. This made my monthly payments more manageable. Chris was polite, courteous, professional, patient, a great listener, and showed me that he genuinely cares about my situation. Also, he contacted me right away and did not hesitate to start helping me. Not many places have this level of customer service. Needless to say, I will return to First Franklin for future loans.
Melissa W.
We are hard at work to make our business the business of choice for those who appreciate service excellence. We hope you give us the opportunity to serve you again. Know that we are always trying to find ways to do things better every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Great service, fair, do their best to help out, and wonderful company!
Christi W.
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Customer service is excellent
Sebrina R.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Awesome Company
Zariqua H.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everything great and smooth with finance appreciate it
Janice P.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Stephanie M.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I received great service from staff. My experience has been that the company has helped me through tough times. Thank you.
Carmen L.
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good
Bianca G.
Thank you for your review, Bianca!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are there when you need them for extra money and will do everything to help u get it.
Jimmie T.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They helped me when I needed it. Great customer service
Kevin R.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
Great business, terrible website. They dont seem to want to recognize the problems when I call and tell them either.
Sean D.
We apologize for any inconvenience our Online Services has caused. We have shared your feedback with our team. Please give our Manager a call if you need any assistance in the future.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer Service
Trent S.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very happy with their service at the Covington, LA location.
John L.
We are extremely grateful for your review, John!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 12, 2019
Easy, very friendly staff.
Martha W.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service, and helping me with a loan, Thanks Warren
Warren W.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Whitney Bryant was very professional great personality she would make a great manager some day
Roquita T.
Thank you for your kind review of our Covington staff member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service.
Shannan S.
Thank you for taking the time to review our Covington office!
Response from 1st Franklin Financial