Branch Locations
1st Franklin Financial
Covington
Covington
1st Franklin Financial Covington
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2033 Hwy 190 North
Suite 7
Covington, LA 70433
US
(985) 893-3621(985) 893-3621
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(16 Reviews)5.0 out of 5.0
March 8, 2020
Great service, fair, do their best to help out, and wonderful company!
Christi W.
Response from 1st Franklin Financial
March 8, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 5, 2020
Customer service is excellent
Sebrina R.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 5, 2020
Awesome Company
Zariqua H.
Response from 1st Franklin Financial
March 5, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 4, 2020
Everything great and smooth with finance appreciate it
Janice P.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 4, 2020
Great customer service
Stephanie M.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 4, 2020
I received great service from staff. My experience has been that the company has helped me through tough times. Thank you.
Carmen L.
Response from 1st Franklin Financial
March 4, 2020
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
5.0 out of 5.0
March 4, 2020
Good
Bianca G.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review, Bianca!
5.0 out of 5.0
March 4, 2020
They are there when you need them for extra money and will do everything to help u get it.
Jimmie T.
Response from 1st Franklin Financial
March 4, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 4, 2020
They helped me when I needed it. Great customer service
Kevin R.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
3.0 out of 5.0
March 4, 2020
Great business, terrible website. They dont seem to want to recognize the problems when I call and tell them either.
Sean D.
Response from 1st Franklin Financial
March 4, 2020
We apologize for any inconvenience our Online Services has caused. We have shared your feedback with our team. Please give our Manager a call if you need any assistance in the future.
5.0 out of 5.0
March 3, 2020
Great Customer Service
Trent S.
Response from 1st Franklin Financial
March 3, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 3, 2020
Very happy with their service at the Covington, LA location.
John L.
Response from 1st Franklin Financial
March 3, 2020
We are extremely grateful for your review, John!
5.0 out of 5.0
September 12, 2019
Easy, very friendly staff.
Martha W.
Response from 1st Franklin Financial
September 12, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 11, 2019
Great customer service, and helping me with a loan, Thanks Warren
Warren W.
Response from 1st Franklin Financial
September 11, 2019
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
September 11, 2019
Whitney Bryant was very professional great personality she would make a great manager some day
Roquita T.
Response from 1st Franklin Financial
September 11, 2019
Thank you for your kind review of our Covington staff member!
5.0 out of 5.0
September 11, 2019
Great customer service.
Shannan S.
Response from 1st Franklin Financial
September 11, 2019
Thank you for taking the time to review our Covington office!
Displaying 1 out of 16 reviews