1st Franklin Financial
Louisville

1st Franklin Financial Louisville

3.7 out of 5.0full starfull starfull starhalf starempty star
3 Reviews
3.7 out of 5.0full starfull starfull starhalf starempty star
3 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
6439 Bardstown Road
Louisville, KY 40291
US
(502) 231-5464(502) 231-5464
Serving Louisville since 2022!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans from [$1,000] to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

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5 out of 5full starfull starfull starfull starfull star
Oct 3, 2022
The service you receive from Mike and Luke is above and beyond what you can ask for!
Leon, S
5 out of 5full starfull starfull starfull starfull star
Sep 1, 2022
Mike Martin at this location was amazing to work with. We have had multiple loans with him throughout the years and he is always there to help and answer my questions. Everything was done quickly. Even when my credit wasn't the best he was able to help me and now my credit has improved so much. If anyone needs a loan I would definitely recommend them.
Barbara T
1 out of 5full starempty starempty starempty starempty star
Aug 22, 2022
Had to wait 3 days for a return call, that never came. I had to initiate the call to get status of an application, only to be told I'd have to have full coverage insurance on an 07 car that's paid for, never wrecked, to get the loan LOL NO THANKS
I'LL, PASS
Thank you for your comments regarding your recent experience with our Louisville office. We apologize for the negative experience and assure you that your feedback was shared with the Branch Manager as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please give them a call at 1-800-700-7943.
Response from 1st Franklin Financial