1st Franklin Financial is proud to call Georgia home to nearly 120 of its locations. In fact, we’ve been part of the Georgia community for more than 80 years, providing Georgians with the financial assistance they need. Our Athens location at 1550 Lexington Road, Suite D, is no exception. So, if you live in Clarke, Madison, Oglethorpe, or Jackson counties, we’re ready to serve you. You’ll find us next to the Athens School of Music and Koala Car Wash. B&B Theatres is just across the way as well.
If you live in Athens, Hull, Comer, Colbert, Danielsville, Lexington, Winterville, Ila, Nicholson, Crawford, or Bishop, you need funds to pay for unexpected bills, expensive repairs, and even pricey special events like weddings and vacations, our Loans for Living™ personal installment loans have you covered. Our personal installment loans provide borrowers with up to $15,000, with fast approval times that mean you could receive your money the very same day you apply for the loan (you can cash your loan check at your bank or at a local check-cashing business). Our loans have fixed interest rates, which means there are no surprises when it’s time to pay back your monthly installment. And when you pay that monthly installment on time, you can even build up your credit.
If you’d like to apply for a personal installment loan, just fill out our convenient online application. Or come by the Athens branch on Lexington Road between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to discuss your options with a friendly loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. Or feel free to call us at (706) 548-6357 with any questions you may have. And Go Dawgs!
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Athens, GA
1st Franklin Financial
Jefferson, GA
1st Franklin Financial
Commerce, GA
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
