For more than 80 years, 1st Franklin Financial has been providing financial assistance to Georgians when they need it most. If you live in Sumter, Marion, Schley, Stewart, or Webster counties, our location in Americus is here for you. We’re located at 613 E. Lamar Street, Suite A, next to Domino’s Pizza, Doctor’s Pharmacy, and Century 21. Americus Urgent Care is across E. Lamar Street from our building, which offers parking as well as wheelchair accessibility.
As one of more than 100 branches across the great state of Georgia, 1st Franklin Financial in Americus is ready to help those living in Americus, Ellaville, Preston, Buena Vista, Richland, and Plains pay for unexpected–and expensive–bills, pricey repairs, and even special events like weddings and vacations. Our Loans for Living™ personal installment loans provide borrowers with up to $15,000 to pay off these expenses. Fast approval times mean you can receive your funds the same day you apply for the loan (you can cash your loan check at your bank or at a local check-cashing business). With fixed interest rates, we remove the element of surprise so you know exactly how much you’re paying back each month. Plus, when you make your monthly payments on time, you can build up your credit.
Ready to apply for a personal installment loan? Fill out our convenient online application, or stop by the Americus branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to consult with a friendly loan professional–just make sure you have multiple forms of ID, proof of income, and proof of residence. Or call us at (229) 924-5393 with any questions you may have.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Montezuma, GA
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Cordele, GA
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
