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HomeGeorgiaAlma1st Franklin Financial

Installment Loans in
Alma, GA

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416 S. Dixon Street
Alma, GA 31510
(912) 632-8615
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

More than 80 years. That’s how long 1st Franklin Financial has been serving the fine people of Georgia. In fact, we have well over 100 branches across the Peach State! For those living in Bacon, Appling, Ware, Jeff Davis, Wayne, and Coffee counties, you’ve got a 1st Franklin Financial branch right around the corner in Alma. We’re located at 416 S. Dixon Street on the city bypass, just off of U.S. Highway 1 and 12th Street. We share a building with Bennett, Bennett, and Johnson Insurance, and we’re right across the street from Mid-South Feeds and the Dialysis Facility of Alma. The Alma location offers building and street parking as well as wheelchair accessibility.

1st Franklin Financial in Alma is here to help those living in Baxley, Hazelhurst, Douglas, Waycross, Mershon, Blackshear, Nicholls, Bristol, Patterson, Graham, and Surrency pay for unforeseen expenses, costly repairs, or even special occasions like weddings, parties, and vacations. With our Loans for Living™ personal installment loans, Georgians can borrow up to $15,000 to cover their expenses. You can even receive your funds the same day thanks to fast loan approvals (you can cash your loan check at your bank or at a local check-cashing business). Our personal installment loans have fixed interest rates, so there are no surprises when it’s time to pay back your loan. And when you make your monthly payments on time, you can even build your credit.

Once you’re ready to apply for a personal installment loan, fill out our convenient online application, or visit us at the Alma branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to work with our friendly loan experts–just make sure you have multiple forms of ID, proof of income, and proof of residence. And don’t hesitate to call us at (912) 632-8615 if you have any questions.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Baxley, GA

17.17 Miles away
795 S. Main Street
Baxley, GA 31513
(912) 367-7751
Get Directions View Location

1st Franklin Financial
Douglas, GA

22.53 Miles away
1400 N Peterson Avenue, Suite E
Douglas, GA 31533
(912) 384-3300
Get Directions View Location

1st Franklin Financial
Douglas, GA

22.53 Miles away
1351 Bowens Mill Road SE, Suite B
Douglas, GA 31533
(912) 384-3902
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.