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HomeGeorgiaAlbany1st Franklin Financial

Installment Loans in
Albany, GA

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307 Grand Island Drive
Albany, GA 31707
(229) 888-1928
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

We put people 1st and will be there when you need us. When you find yourself in need of financial help, we offer personal loans up to $15,000* with flexible terms to fit any budget, so you can get back to what really matters living your life.

We are not a payday lender and we do not offer loans secured against a customers next paycheck. We offer short and long term installment loans with payment plans that fit each customers need.

With over 370 1st Franklin offices across the southeast, were not far from home, and we have been offering loans to our neighbors for over 80 years. Call us today, and find out about our quick approvals, fixed payments and fixed rates.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Albany, GA

1.42 Miles away
2231 Dawson Road, Suite A
Albany, GA 31707
(229) 439-8867
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1st Franklin Financial
Dawson, GA

17.53 Miles away
461 Rountree Dr SW, Suite B
Dawson, GA 39842
(229) 995-2003
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1st Franklin Financial
Sylvester, GA

23.04 Miles away
627 East Franklin Street
Sylvester, GA 31791
(229) 776-7601
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1st Franklin Financial
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.